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                                                                   EXHIBIT 23.1

                        CONSENT OF INDEPENDENT AUDITORS

We consent to the reference to our firm under the captions "Experts"  and 
"Selected Consolidated Financial Data," and to the use of our reports 
dated ______________________, 1996, in the Registration Statement (Form S-1, 
No. 333-00000) and related Prospectus of AMERISAFE, Inc. for the registration 
of 12,650,000 shares of its common stock.


                                                        ERNST & YOUNG LLP
Dallas, Texas
_______________, 1996


The foregoing consent is in the form that will be signed upon the completion of
the reorganization described in Note 1 to the financial statements.


                                                        ERNST & YOUNG LLP

Dallas, Texas
August 9, 1996