1 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 --------------------------- FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report November 27, 1996 UNITED COMPANIES FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Louisiana 1-7067 71-0430414 (State or other jurisdiction of (Commission File Number) (IRS Employer incorporation) Identification No.) 4041 Essen Lane, Baton Rouge, Louisiana 70809 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code (504) 924-6007 Not Applicable (Former name or former address, if changed since last report) 2 Item 7. Financial Statements, Pro Forma Financial Information and Exhibits (a) Financial Statements of Businesses Acquired Not applicable. (b) Pro Forma Financial Information Not applicable. (c) Exhibits 3.1 Restatement of the Articles of Incorporation of United Companies Financial Corporation. -2- 3 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. UNITED COMPANIES FINANCIAL CORPORATION (Registrant) Date: November 27, 1996 By: /s/ Dale E. Redman -------------------------- --------------------------------- Dale E. Redman, Executive Vice President and Chief Financial Officer -3- 4 UNITED COMPANIES FINANCIAL CORPORATION EXHIBIT INDEX Form 8-K November 27, 1996 Exhibit Number Description -------------- ----------- 3.1 Restatement of the Articles of Incorporation of United Companies Financial Corporation -4-