1 ================================================================================ SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A (Mark One) [X] ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 1996 OR [ ] TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (NO FEE REQUIRED) For the transition period from __________ to _____________ FIRSTPLUS HOME LOAN OWNER TRUSTS (Issuer with respect to the Securities) FIRSTPLUS INVESTMENT CORPORATION (Originator of the Trusts described herein) (Exact name of Registrant as specified in its charter) Nevada 33-65373 75-2596063 (State of Incorporation) (Commission File No.) (I.R.S. Employer Identification No.) 3773 Howard Hughes Parkway Suite 300N Las Vegas, Nevada 89109 (Address of Principal executive offices) (Zip Code) Registrant's Telephone Number, Including Area Code: (702) 892-3772 2 Securities registered pursuant to Section 12(b) of the Act: None Securities registered pursuant to Section 12(g) of the Act: None Indicate by check mark whether the Registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the Registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes /X/ No / / Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K is not contained herein, and will not be contained, to the best of Registrant's knowledge, in definitive proxy or information statements incorporated by reference in Part III of this Form 10-K or any amendment to this Form 10-K. / / Aggregate market value of voting stock held by nonaffiliates of the Registrant as of the latest practicable date, December 31, 1996: None As of December 31, 1996, the latest practicable date, there were 1,000 shares of FIRSTPLUS INVESTMENT CORPORATION common stock outstanding. The Registrant meets the conditions set forth in General Instruction I(1)(a) and (b) of Form 10-K and, therefore, is furnishing the abbreviated narrative disclosure specified in Paragraph (2) of General Instruction I. ================================================================================ -2- 3 TABLE OF CONTENTS Page No. -------- PART IV Item 14. Exhibits, Financial Statement Schedules, and Reports on Form 8-K Signatures -3- 4 PART IV The Registrant is filing this Annual Report on Form 10-K/A solely for the purpose of filing Exhibits 13.1, 13.2, 13.3, and 28.1 which were omitted from the initial filing. ITEM 14. EXHIBITS, FINANCIAL STATEMENT SCHEDULES, AND REPORTS ON FORM 8-K. (a) Not applicable. (b) Not applicable. (c) Exhibits 13.1 Annual Report Aggregating Servicer Monthly Remittance Reports for Series 1996-2 for the fiscal year ended December 31, 1996. 13.2 Annual Report Aggregating Servicer Monthly Remittance Reports for Series 1996-3 for the fiscal year ended December 31, 1996. 13.3 Annual Report Aggregating Servicer Monthly Remittance Reports for Series 1996-4 for the fiscal year ended December 31, 1996. 28.1 Quarterly Statements of Compliance of Servicer for Series 1996-2 and Series 1996-3. (d) Not applicable. -6- 5 SIGNATURES Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized. FIRSTPLUS INVESTMENT CORPORATION By: /s/ CHRISTOPHER J. GRAMLICH ------------------------------- Christopher J. Gramlich Senior Vice President Dated: July 17, 1997 -7- 6 INDEX TO EXHIBITS EXHIBIT NUMBER DESCRIPTION ------ ----------- 13.1 Annual Report Aggregating Servicer Monthly Remittance Reports for Series 1996-2 for the fiscal year ended December 31, 1996. 13.2 Annual Report Aggregating Servicer Monthly Remittance Reports for Series 1996-3 for the fiscal year ended December 31, 1996. 13.3 Annual Report Aggregating Servicer Monthly Remittance Reports for Series 1996-4 for the fiscal year ended December 31, 1996. 28.1 Quarterly Statements of Compliance of Servicer for Series 1996-2 and Series 1996-3.