<ARTICLE> 9 <RESTATED> <MULTIPLIER> 1,000 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-1997 <PERIOD-START> JAN-01-1997 <PERIOD-END> JUN-30-1997 <CASH> 36,428 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 3,100 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 153,837 <INVESTMENTS-CARRYING> 19,268 <INVESTMENTS-MARKET> 19,281 <LOANS> 274,216 <ALLOWANCE> 3,377 <TOTAL-ASSETS> 507,732 <DEPOSITS> 441,517 <SHORT-TERM> 5,227 <LIABILITIES-OTHER> 6,228 <LONG-TERM> 17,355 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 8,319 <OTHER-SE> 29,086 <TOTAL-LIABILITIES-AND-EQUITY> 507,732 <INTEREST-LOAN> 11,359 <INTEREST-INVEST> 5,522 <INTEREST-OTHER> 110 <INTEREST-TOTAL> 16,991 <INTEREST-DEPOSIT> 7,104 <INTEREST-EXPENSE> 7,700 <INTEREST-INCOME-NET> 9,291 <LOAN-LOSSES> 400 <SECURITIES-GAINS> 152 <EXPENSE-OTHER> 8,309 <INCOME-PRETAX> 2,979 <INCOME-PRE-EXTRAORDINARY> 2,979 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 2,233 <EPS-PRIMARY> .66 <EPS-DILUTED> .64 <YIELD-ACTUAL> 4.41 <LOANS-NON> 1,207 <LOANS-PAST> 689 <LOANS-TROUBLED> 433 <LOANS-PROBLEM> 699 <ALLOWANCE-OPEN> 3,249 <CHARGE-OFFS> 414 <RECOVERIES> 142 <ALLOWANCE-CLOSE> 3,377 <ALLOWANCE-DOMESTIC> 3,377 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 127