<ARTICLE> 5 <PERIOD-TYPE> 12-MOS <FISCAL-YEAR-END> APR-30-1998 <PERIOD-END> APR-30-1998 <CASH> 6,481,706 <SECURITIES> 4,742,180 <RECEIVABLES> 57,439,309 <ALLOWANCES> (4,727,679) <INVENTORY> 3,783,290 <CURRENT-ASSETS> 0 <PP&E> 9,907,521 <DEPRECIATION> (741,818) <TOTAL-ASSETS> 93,676,684 <CURRENT-LIABILITIES> 0 <BONDS> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 94,340 <OTHER-SE> 34,937,913 <TOTAL-LIABILITY-AND-EQUITY> 93,676,684 <SALES> 14,938,617 <TOTAL-REVENUES> 21,215,389 <CGS> 9,275,055 <TOTAL-COSTS> 0 <OTHER-EXPENSES> 9,352,683 <LOSS-PROVISION> 1,761,469 <INTEREST-EXPENSE> 1,235,358 <INCOME-PRETAX> 555,680 <INCOME-TAX> (131,279) <INCOME-CONTINUING> 348,095 <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 348,095 <EPS-PRIMARY> 0.04 <EPS-DILUTED> 0.04