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                                                                   EXHIBIT 23.2




                      REPORT OF INDEPENDENT ACCOUNTANTS ON
                          FINANCIAL STATEMENT SCHEDULE




Board of Directors
Crown Group, Inc.


Our audits of the consolidated financial statements referred to in our report
dated August 1, 1998 of Crown Group, Inc. (which report and consolidated
financial statements are incorporated by reference in this Annual Report on
Form 10-K) also included an audit of the Financial Statement Schedule listed
in Item 14(a)(2) of this Form 10-K. In our opinion, the Financial Statement
Schedule presents fairly, in all material respects, the information set forth
therein when read in conjunction with the related consolidated financial
statements.



                                                  PricewaterhouseCoopers LLP


Dallas, Texas
August 1, 1998