1 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 28, 1999 UNITED COMPANIES FINANCIAL CORPORATION ---------------------------------------- (Exact name as specified in its charter) Louisiana 1-7067 71-0430414 --------- ------------------------ ---------- (State or other jurisdiction (Commission File Number) (IRS Employer of incorporation) Identification No.) 4041 Essen Lane, Baton Rouge Louisiana 70809 - ------------------------------------------------------------------------------ (Address of principal executive offices) Zip Code Registrant's telephone number, including area code (225) 987-0000 Not Applicable (Former name or former address, if changed since last report) 2 Item 5. Other Events. The Registrant files herewith the exhibit listed in Item 7(c) below. Item 7(c). Exhibits. The following exhibit is furnished in accordance with Item 601 of Regulation S-K: 99 Press Release dated July 28, 1999 - United Companies Appoints Lawrence J. Ramaekers as Chief Operating Officer 3 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. UNITED COMPANIES FINANCIAL CORPORATION (Registrant) Date: August 2, 1999 By: /s/ MICHAEL W. TRICKEY -------------------------------------- Michael W. Trickey Chief Financial Officer 4 INDEX TO EXHIBITS EXHIBIT NO. DESCRIPTION - ------- ----------- 99 Press Release dated July 28, 1999 - United Companies Appoints Lawrence J. Ramaekers As Chief Operating Officer