1 SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported): August 5, 1999 AMRESCO CAPITAL TRUST (Exact name of Registrant as specified in its Charter) TEXAS 1-14029 75-2744858 (State or other jurisdiction of (Commission file number) (I.R.S. Employer incorporation or organization) Identification Number) 700 North Pearl Street, Suite 2400, Dallas, Texas 75201 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (214) 953-7700 Not applicable (Former name or former address, if changed since last report) 2 ITEM 5. OTHER EVENTS. On August 5, 1999, AMRESCO Capital Trust and Impac Commercial Holdings, Inc. announced that they had entered into a merger agreement (the "Merger Agreement"). The press release relating to the Merger Agreement is attached as Exhibit 99.1 hereto. ITEM 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS. 99.1 Press Release, dated August 5, 1999 3 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Date: August 5, 1999 AMRESCO CAPITAL TRUST By: /s/ THOMAS R. LEWIS II ------------------------------------- Name: Thomas R. Lewis II Title: Vice President and Controller 4 INDEX TO EXHIBITS EXHIBIT NUMBER DESCRIPTION - ------- ----------- 99.1 Press Release, dated August 5, 1999