1 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 May 4, 2000 Date of Report (Date of earliest event reported) MICROFINANCIAL INCORPORATED (Exact Name of Registrant as Specified in Its Charter) Massachusetts (State or Other Jurisdiction of Incorporation) (Commission File Number) 04-2962824 (IRS Employer Identification No.) 950 Winter Street, Waltham MA 02451 (Address of principal executive offices) (Zip Code) (781) 890-0177 (Registrant's Telephone Number, Including Area Code) Address has not changed (Former Name or Former Address, if Changed Since Last Report) 2 ITEM 4. CHANGES IN REGISTRANT'S CERTIFYING ACCOUNTANT (b) The Registrant previously reported the resignation of its principal accountant in a Current Report of Form 8-K, dated April 7, 2000. On May 4, 2000, the registrant engaged the firm of Deloitte & Touche LLP, 200 Berkeley Street, Boston, Massachusetts, 02116 as the registrant's principal accountant. None of the reportable events listed in Item 304(a)(2) of Regulation S-K has occurred. SIGNATURES Pursuant to the requirements of the Securities and Exchange Act of 1934, the registrant has duly caused this Report to be signed on its behalf by the undersigned hereunto duly authorized. MICROFINANCIAL INCORPORATED By: /s/ PETER R. BLEYLEBEN ----------------------------- Peter R. Bleyleben, President Date: May 10, 2000 -2-