Exhibit 99.2


                CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350
      AS ADOPTED PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002


         In connection with the quarterly report on Form 10-Q of Textron
Financial Corporation (the "Company") for the period ended June 30, 2002 as
filed with the Securities and Exchange Commission on the date hereof (the
"Report), I, Stephen A. Giliotti, Chairman and Chief Executive Officer of the
Company, certify, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to
Section 906 of the Sarbanes-Oxley Act of 2002, that:

         1.       the Report fully complies with the requirements of Section
                  13(a) or 15(d) of the Securities Exchange Act of 1934, as
                  amended; and

         2.       the information contained in the Report fairly presents, in
                  all material respects, the financial condition and results of
                  operations of the Company.


                               /s/ Stephen A. Giliotti
                                -------------------------------------------
                               Stephen A. Giliotti
                               Chairman and Chief Executive Officer
                               Date:    August 12, 2002