EXHIBIT 23.1

                          INDEPENDENT AUDITORS' CONSENT




The Board of Directors
Independent Bank Corp.:


We consent to the incorporation by reference in the Registration Statement on
Form S-4 of Independent Bank Corp. of our report dated February 5, 2004, with
respect to the consolidated balance sheets of Independent Bank Corp. as of
December 31, 2003 and 2002, and the related consolidated statements of income,
changes in stockholders' equity, comprehensive income and cash flows for each of
the years then ended, which report appears in the December 31, 2003 annual
report on Form 10-K of Independent Bank Corp., and to the references to our firm
under the heading "Experts" and "Selected Consolidated Financial Data" in the
Registration Statement. Our report refers to the adoption of a change in
accounting for goodwill and other intangible assets.



/s/ KPMG, LLP
____________________________
Boston, Massachusetts
April 5, 2004