<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
FINANCIAL STATEMENTS OF UST CORP. AT AND FOR THE TWELVE MONTHS ENDED DECEMBER
31, 1994, AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<CURRENCY> U.S. DOLLARS
       
                             
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1994
<PERIOD-START>                              JAN-1-1994
<PERIOD-END>                               DEC-31-1994
<EXCHANGE-RATE>                                   1.00
<CASH>                                          93,027
<INT-BEARING-DEPOSITS>                              52
<FED-FUNDS-SOLD>                                10,000
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    401,474
<INVESTMENTS-CARRYING>                             100
<INVESTMENTS-MARKET>                                97
<LOANS>                                      1,266,091
<ALLOWANCE>                                     61,945
<TOTAL-ASSETS>                               1,803,232
<DEPOSITS>                                   1,490,806
<SHORT-TERM>                                   158,989
<LIABILITIES-OTHER>                             10,839
<LONG-TERM>                                      9,964
<COMMON>                                        11,009
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<OTHER-SE>                                     121,625
<TOTAL-LIABILITIES-AND-EQUITY>               1,803,232
<INTEREST-LOAN>                                103,526
<INTEREST-INVEST>                               27,070
<INTEREST-OTHER>                                 1,716
<INTEREST-TOTAL>                               132,312
<INTEREST-DEPOSIT>                              32,907
<INTEREST-EXPENSE>                              40,213
<INTEREST-INCOME-NET>                           92,099
<LOAN-LOSSES>                                   23,125
<SECURITIES-GAINS>                               1,105
<EXPENSE-OTHER>                                 92,511
<INCOME-PRETAX>                                  6,797
<INCOME-PRE-EXTRAORDINARY>                       4,746
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     4,746
<EPS-PRIMARY>                                      .27
<EPS-DILUTED>                                      .27
<YIELD-ACTUAL>                                    5.29
<LOANS-NON>                                     49,352
<LOANS-PAST>                                     1,409
<LOANS-TROUBLED>                                15,757
<LOANS-PROBLEM>                                 66,985
<ALLOWANCE-OPEN>                                62,547
<CHARGE-OFFS>                                   30,128
<RECOVERIES>                                     6,401
<ALLOWANCE-CLOSE>                               61,945
<ALLOWANCE-DOMESTIC>                            61,945
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                         17,545