WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.

  







                                  EXHIBIT 27


<ARTICLE> 9
<LEGEND>
FDS FOR 1996 10-K FILING
</LEGEND>
       
                             
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-END>                               DEC-31-1996
<CASH>                                         276,995
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                83,000
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                  1,045,069
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                      3,654,600
<ALLOWANCE>                                     67,488
<TOTAL-ASSETS>                               5,398,398
<DEPOSITS>                                   4,185,289
<SHORT-TERM>                                   690,968
<LIABILITIES-OTHER>                             85,130
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                           286
<OTHER-SE>                                     436,724
<TOTAL-LIABILITIES-AND-EQUITY>               5,398,398
<INTEREST-LOAN>                                288,999
<INTEREST-INVEST>                               50,249
<INTEREST-OTHER>                                 1,924
<INTEREST-TOTAL>                               341,172
<INTEREST-DEPOSIT>                             120,443
<INTEREST-EXPENSE>                              30,156
<INTEREST-INCOME-NET>                          190,573
<LOAN-LOSSES>                                      900
<SECURITIES-GAINS>                                 507
<EXPENSE-OTHER>                                148,073
<INCOME-PRETAX>                                 80,048
<INCOME-PRE-EXTRAORDINARY>                      80,048
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    52,480
<EPS-PRIMARY>                                     2.10
<EPS-DILUTED>                                     2.10
<YIELD-ACTUAL>                                    4.71
<LOANS-NON>                                     32,250
<LOANS-PAST>                                     8,038
<LOANS-TROUBLED>                                 2,160
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                60,975
<CHARGE-OFFS>                                   18,173
<RECOVERIES>                                    12,421
<ALLOWANCE-CLOSE>                               67,488
<ALLOWANCE-DOMESTIC>                            67,488
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0