<ARTICLE> 9 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM (A) FORM 10-Q ABINGTON BANCORP, INC., FOR THE QUARTER ENDED JUNE 30, 1997, AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH (B) FORM 10-Q QUARTERLY REPORT FOR THE QUARTER ENDED JUNE 30, 1997 OF ABINGTON BANCORP, INC. </LEGEND> <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-1996 <PERIOD-END> JUN-30-1997 <CASH> 10,243 <INT-BEARING-DEPOSITS> 161 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 105,677 <INVESTMENTS-CARRYING> 62,659 <INVESTMENTS-MARKET> 61,511 <LOANS> 302,475 <ALLOWANCE> (2,090) <TOTAL-ASSETS> 501,256 <DEPOSITS> 310,624 <SHORT-TERM> 39,983 <LIABILITIES-OTHER> 111,395 <LONG-TERM> 4,574 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 233 <OTHER-SE> 34,447 <TOTAL-LIABILITIES-AND-EQUITY> 501,256 <INTEREST-LOAN> 12,171 <INTEREST-INVEST> 5,651 <INTEREST-OTHER> 23 <INTEREST-TOTAL> 17,845 <INTEREST-DEPOSIT> 5,394 <INTEREST-EXPENSE> 4,377 <INTEREST-INCOME-NET> 8,074 <LOAN-LOSSES> 315 <SECURITIES-GAINS> 218 <EXPENSE-OTHER> 6,577 <INCOME-PRETAX> 3,520 <INCOME-PRE-EXTRAORDINARY> 3,520 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 2,148 <EPS-PRIMARY> 1.08 <EPS-DILUTED> 1.08 <YIELD-ACTUAL> 7.65 <LOANS-NON> 866 <LOANS-PAST> 120 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 1,811 <CHARGE-OFFS> 133 <RECOVERIES> 97 <ALLOWANCE-CLOSE> 2,090 <ALLOWANCE-DOMESTIC> 170 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 1,920