<ARTICLE> 9 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM MARCH 31, 1997 10-Q AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <RESTATED> <MULTIPLIER> 1,000 <CURRENCY> U.S. DOLLARS <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-1997 <PERIOD-START> JAN-01-1997 <PERIOD-END> MAR-31-1997 <EXCHANGE-RATE> 1 <CASH> 5,880 <INT-BEARING-DEPOSITS> 133 <FED-FUNDS-SOLD> 6,800 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 109,327 <INVESTMENTS-CARRYING> 6,475 <INVESTMENTS-MARKET> 6,715 <LOANS> 224,317 <ALLOWANCE> 4,066 <TOTAL-ASSETS> 361,273 <DEPOSITS> 318,255 <SHORT-TERM> 1,389 <LIABILITIES-OTHER> 4,476 <LONG-TERM> 671 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 379 <OTHER-SE> 36,103 <TOTAL-LIABILITIES-AND-EQUITY> 361,273 <INTEREST-LOAN> 5,067 <INTEREST-INVEST> 1,854 <INTEREST-OTHER> 0 <INTEREST-TOTAL> 6,921 <INTEREST-DEPOSIT> 2,755 <INTEREST-EXPENSE> 2,807 <INTEREST-INCOME-NET> 4,114 <LOAN-LOSSES> (40) <SECURITIES-GAINS> 99 <EXPENSE-OTHER> 2,748 <INCOME-PRETAX> 3,372 <INCOME-PRE-EXTRAORDINARY> 3,372 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 2,464 <EPS-PRIMARY> 0.67 <EPS-DILUTED> 0.63 <YIELD-ACTUAL> 4.80 <LOANS-NON> 2,113 <LOANS-PAST> 254 <LOANS-TROUBLED> 1,142 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 4,533 <CHARGE-OFFS> 471 <RECOVERIES> 44 <ALLOWANCE-CLOSE> 4,066 <ALLOWANCE-DOMESTIC> 4,066 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0