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                                                           Exhibit (A)(8)(a)(iv)


                         AMENDMENT TO SERVICE AGREEMENT

         This Amendment to the Service Agreement dated as of June 1, 1988 is
entered into this 30th day of June, 1993 between The Manufacturers Life
Insurance Company, a mutual life insurance company organized under the laws of
Canada ("Manufacturers") and The Manufacturers Life Insurance Company of
America, a stock life insurance company domiciled in the State of Michigan
("Manufacturers of America").

                                   WITNESSETH

         WHEREAS, Manufacturers of America has redomesticated from the
Commonwealth of Pennsylvania to the State of Michigan;

         NOW THEREFORE Manufacturers and Manufacturers of America hereby agree
as follows:

1.       Section 5(b) of the Agreement shall be deemed to be amended to read as
follows:

         "SECTION 5.       RECORDS.

         Manufacturers shall furnish the Commissioner of Insurance of Michigan
         (the "Commissioner") with any information or reports in connection with
         any of the services provided hereunder which the Commissioner may
         request."

2.       Section 6 of the Agreement shall be deemed to be amended by
substituting "Michigan Insurance Department" for "Pennsylvania Insurance
Department" in the third line thereof.

         IN WITNESS WHEREOF, the parties hereto have caused this Amendment to be
duly executed under seal by their duly authorized officers as of the date first
above-mentioned.


                                            THE MANUFACTURERS LIFE INSURANCE
[Seal]                                      COMPANY
_________________________________           By:_________________________________
                                            Its:________________________________


                                            THE MANUFACTURERS LIFE INSURANCE
[Seal]                                      COMPANY OF AMERICA
_________________________________           By:_________________________________
                                            Its:________________________________