<ARTICLE> 9 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM (A) SEP. 30, 1997 10-Q AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH (B) FINANCIAL STATEMENTS. </LEGEND> <RESTATED> <MULTIPLIER> 1,000 <CURRENCY> U.S. DOLLARS <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-1997 <PERIOD-START> JUL-01-1997 <PERIOD-END> SEP-30-1997 <EXCHANGE-RATE> 1 <CASH> 6,170 <INT-BEARING-DEPOSITS> 7,452 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 100,816 <INVESTMENTS-CARRYING> 6,294 <INVESTMENTS-MARKET> 6,534 <LOANS> 234,644 <ALLOWANCE> 4,066 <TOTAL-ASSETS> 364,130 <DEPOSITS> 316,048 <SHORT-TERM> 3,158 <LIABILITIES-OTHER> 5,491 <LONG-TERM> 671 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 390 <OTHER-SE> 38,372 <TOTAL-LIABILITIES-AND-EQUITY> 364,130 <INTEREST-LOAN> 5,325 <INTEREST-INVEST> 1,797 <INTEREST-OTHER> 0 <INTEREST-TOTAL> 7,122 <INTEREST-DEPOSIT> 2,840 <INTEREST-EXPENSE> 2,870 <INTEREST-INCOME-NET> 4,252 <LOAN-LOSSES> (126) <SECURITIES-GAINS> 21 <EXPENSE-OTHER> 2,272 <INCOME-PRETAX> 2,865 <INCOME-PRE-EXTRAORDINARY> 2,865 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 1,704 <EPS-PRIMARY> 0.23 <EPS-DILUTED> 0.22 <YIELD-ACTUAL> 4.95 <LOANS-NON> 1,107 <LOANS-PAST> 0 <LOANS-TROUBLED> 1,399 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 4,533 <CHARGE-OFFS> 522 <RECOVERIES> 419 <ALLOWANCE-CLOSE> 4,066 <ALLOWANCE-DOMESTIC> 4,066 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0