<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM MARCH 31,
1998 10-Q AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>
<RESTATED> 
<MULTIPLIER> 1,000
<CURRENCY> U.S. DOLLARS
       
                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1998
<PERIOD-START>                             JAN-01-1998
<PERIOD-END>                               MAR-31-1998
<EXCHANGE-RATE>                                      1
<CASH>                                           5,606
<INT-BEARING-DEPOSITS>                           7,099
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     98,737
<INVESTMENTS-CARRYING>                           6,294
<INVESTMENTS-MARKET>                             6,534
<LOANS>                                        247,383
<ALLOWANCE>                                      4,023
<TOTAL-ASSETS>                                 372,529
<DEPOSITS>                                     325,624
<SHORT-TERM>                                     2,236
<LIABILITIES-OTHER>                              2,878
<LONG-TERM>                                        671
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                           786
<OTHER-SE>                                      40,334
<TOTAL-LIABILITIES-AND-EQUITY>                 372,529
<INTEREST-LOAN>                                  5,527
<INTEREST-INVEST>                                1,715
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                                 7,242
<INTEREST-DEPOSIT>                               2,879
<INTEREST-EXPENSE>                               2,909
<INTEREST-INCOME-NET>                            4,333
<LOAN-LOSSES>                                     (18)
<SECURITIES-GAINS>                                   9
<EXPENSE-OTHER>                                  2,363
<INCOME-PRETAX>                                  2,243
<INCOME-PRE-EXTRAORDINARY>                       2,243
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,478
<EPS-PRIMARY>                                     0.19
<EPS-DILUTED>                                     0.18
<YIELD-ACTUAL>                                    4.90
<LOANS-NON>                                        425
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                 1,314
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 4,066
<CHARGE-OFFS>                                       51
<RECOVERIES>                                        26
<ALLOWANCE-CLOSE>                                4,023
<ALLOWANCE-DOMESTIC>                             4,023
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0