<ARTICLE> 9 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM JUNE 30, 1999 10-Q AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS </LEGEND> <RESTATED> <MULTIPLIER> 1,000 <CURRENCY> U.S. DOLLARS <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-1999 <PERIOD-START> APR-01-1999 <PERIOD-END> JUN-30-1999 <EXCHANGE-RATE> 1 <CASH> 7,898 <INT-BEARING-DEPOSITS> 6,994 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 90,711 <INVESTMENTS-CARRYING> 6,794 <INVESTMENTS-MARKET> 7,034 <LOANS> 272,832 <ALLOWANCE> 4,172 <TOTAL-ASSETS> 393,760 <DEPOSITS> 349,311 <SHORT-TERM> 4,585 <LIABILITIES-OTHER> 2,671 <LONG-TERM> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 809 <OTHER-SE> 33,645 <TOTAL-LIABILITIES-AND-EQUITY> 393,760 <INTEREST-LOAN> 5,595 <INTEREST-INVEST> 1,573 <INTEREST-OTHER> 0 <INTEREST-TOTAL> 7,168 <INTEREST-DEPOSIT> 2,797 <INTEREST-EXPENSE> 2,874 <INTEREST-INCOME-NET> 4,294 <LOAN-LOSSES> 36 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 2,521 <INCOME-PRETAX> 2,048 <INCOME-PRE-EXTRAORDINARY> 2,048 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 1,323 <EPS-BASIC> 0.18 <EPS-DILUTED> 0.18 <YIELD-ACTUAL> 4.62 <LOANS-NON> 444 <LOANS-PAST> 0 <LOANS-TROUBLED> 1,040 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 4,023 <CHARGE-OFFS> 18 <RECOVERIES> 134 <ALLOWANCE-CLOSE> 4,172 <ALLOWANCE-DOMESTIC> 4,172 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0