<ARTICLE> 7 <MULTIPLIER> 1,000 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> DEC-31-1999 <PERIOD-START> JAN-01-1999 <PERIOD-END> SEP-30-1999 <DEBT-HELD-FOR-SALE> 124,625 <DEBT-CARRYING-VALUE> 0 <DEBT-MARKET-VALUE> 0 <EQUITIES> 0 <MORTGAGE> 0 <REAL-ESTATE> 0 <TOTAL-INVEST> 155,128 <CASH> 18,239 <RECOVER-REINSURE> 0 <DEFERRED-ACQUISITION> 46,944 <TOTAL-ASSETS> 1,181,122 <POLICY-LOSSES> 122,216 <UNEARNED-PREMIUMS> 0 <POLICY-OTHER> 0 <POLICY-HOLDER-FUNDS> 957,773 <NOTES-PAYABLE> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 2,000 <OTHER-SE> 79,093 <TOTAL-LIABILITY-AND-EQUITY> 1,181,122 <PREMIUMS> 27 <INVESTMENT-INCOME> 12,160 <INVESTMENT-GAINS> (120) <OTHER-INCOME> 10,581 <BENEFITS> 4,557 <UNDERWRITING-AMORTIZATION> 3,864 <UNDERWRITING-OTHER> 8,205 <INCOME-PRETAX> 6,022 <INCOME-TAX> 2,108 <INCOME-CONTINUING> 3,914 <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 3,914 <EPS-BASIC> 0 <EPS-DILUTED> 0 <RESERVE-OPEN> 0 <PROVISION-CURRENT> 0 <PROVISION-PRIOR> 0 <PAYMENTS-CURRENT> 0 <PAYMENTS-PRIOR> 0 <RESERVE-CLOSE> 0 <CUMULATIVE-DEFICIENCY> 0