Exhibit 10.93 GMAC COMMERCIAL CREDIT LLC August 23, 2001 Bernard Chaus, Inc. 800 Secaucus Road Secaucus, NJ 07094 Gentlemen: Reference is made to your request for GMACCC to provide certain levels of over- formula accommodations within the second Restated and Amended Financing Agreement between us. Absent the concurrent existence of an uncured event of default, the following over-formula lines have been approved for your FYE 6/30/02. Time Period Maximum Over-Formula ------------------------------------- 07/01 - 07/09/01 ($3,750,000) 07/10 - 07/30/01 ( 7,500,000) 07/31 - 08/09/01 ( 3,850,000) 08/10 - 08/30/01 ( 9,500,000) 08/31 - 09/09/01 ( 3,500,000) 09/10 - 09/29/01 ( 9,750,000) 09/30 - 10/09/01 ( 3,850,000) 10/10 - 10/30/01 ( 5,000,000) 10/31 - 11/09/01 ( 2,000,000) 11/10 - 11/29/01 ( 5,250,000) 11/30 - 12/09/01 ( 4,000,000) 12/10 - 12/30/01 ( 6,500,000) 12/31/01 - 01/09/02 ( 4,000,000) 01/10 - 01/30/02 ( 5,000,000) 01/31 - 02/09 ( 2,750,000) 02/10 - 02/27 ( 7,750,000) 02/28 - 03/09 ( 5,000,000) 03/10 - 03/30 ( 5,500,000) 03/31 - 04/09 ( 1,000,000) 04/10 - 04/29 ( 5,000,000) 04/30 - 05/09 ( 2,000,000) 05/10 - 05/30 ( 8,250,000) 05/31 - 06/09 ( 3,750,000) 06/10 - 06/29 ( 8,000,000) 06/30 - 07/09 ( 2,750,000) If you have any questions, please do not hesitate to contact me. Sincerely, /s/ John H. McGowan ------------------------ John H. McGowan Vice President JHM:ah 1290 AVENUE OF THE AMERICAS o NEW YORK, NY 10104 o 212-408-7000