BANC OF AMERICA COMMERCIAL MORTGAGE INC.
This diskette accompanies the preliminary prospectus supplement and prospectus
(together, the "Preliminary Prospectus") relating to the Commercial Mortgage
Pass-Through Certificates Series 2004-2 (the "Certificates").
The information set forth on this diskette is an electronic copy of certain
information set forth on Annex A to the Preliminary Prospectus. This diskette
should be reviewed only in conjunction with the entire Preliminary Prospectus.
This diskette does not contain all relevant information relating to the
Certificates, particularly with respect to the structure of the underlying trust
fund and the risks and special considerations associated with an investment in
the Certificates. Such information is described in the Preliminary Prospectus.
Information on this diskette is subject to completion. The information on this
diskette should not be viewed as projections, forecasts, predictions or opinions
with respect to value.
Prior to making any investment decision, a prospective investor should carefully
review, and rely solely on, the Prospectus. NOTHING IN THIS DISKETTE SHOULD BE
CONSIDERED AN OFFER TO SELL OR A SOLICITATION OF AN OFFER TO BUY THE
CERTIFICATES.
ANNEX A
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
LOAN
SEQUENCE NUMBER PROPERTY NAME PROPERTY ADDRESS
- -------- ------ ------------- ----------------
1 57797 Sunterra Apartments 3851 Sherbourne Drive
2 6120 Manor Homes of Fox Crest 3151 NW 90th Street
3 57799 Overlook Apartments 4934 Woodstone Drive
4 7750 Marina Bay Apartments 939 and 969 East Flamingo Road
5 39285 1230 Teller Avenue 1230 Teller Avenue
6 39287 111 Mount Hope Place 111 Mount Hope Place
SUB-TOTAL CROSSED LOANS
7 39677 2300 Grand Concourse 2300 Grand Concourse
8 39284 690 Gerard Avenue 690 Gerard Avenue
9 7712 Golf View Estates Apartments 230 Whispering Springs Drive
10 39376 230 East 167th Street 230 East 167th Street
11 39283 111 East 167th Street 111 East 167th Street
12 39286 610 Trinity Avenue 610 Trinity Avenue
13 8165 Orchard on the Green Apartments 2250 Sidney Road
14 39670 1210 Sherman Avenue 1210 Sherman Avenue
15 39674 1344 University Avenue 1344 University Avenue
16 39673 1354 Commonwealth Avenue 1354 Commonwealth Avenue
SUB-TOTAL CROSSED LOANS
17 39669 3371 Decatur Avenue 3371 Decatur Avenue
18 39279 2765 Kingsbridge Terrace 2765 Kingbridge Terrace
19 39676 2264 Creston Avenue 2264 Creston Avenue
20 39282 2773-2779 Briggs Avenue 2773-2779 Briggs Avenue
21 57563 Brookview Court Apartments 3 Brookview Drive
22 40255 Eden Prairie Mall 125 Eden Prairie Center
23 57995 Prince Kuhio Plaza 111 East Puainako Street
24 57746 Springfield Plaza Shopping Center 1225-1395 Liberty Street
25 38460 Linden Plaza 1601 West Edgar Road
26.1 38898 Shops at Park Place 6401 West Plano Parkway
26.2 38898 Shaw's New Britain 1045 West Main Street
26 38898 INLAND TX-CT RETAIL PORTFOLIO (ROLL UP) Various
27.1 39083 Sandy Plains Village 4651 Woodstock Road
27.2 39083 Clearwater Crossing 7380 Spout Springs Road
27.3 39083 Goody's Family Clothing 2630 Georgetown Drive
27 39083 INLAND GEORGIA RETAIL PORTFOLIO (ROLL UP) Various
28 39444 Largo Towne Center 806 Largo Center Drive
29 57575 Tawa Irvine Plaza 5392-5414 Walnut Avenue
30.1 57748 970 Farmington Avenue 970 Farmington Avenue
30.2 57748 27-43 LaSalle Road 27-43 LaSalle Road
30.3 57748 1253 New Britain Avenue 1253 New Britain Avenue
30.4 57748 967 Farmington Avenue 967 Farmington Avenue
30 57748 WEST HARTFORD PORTFOLIO (ROLL UP) Various
31.1 57720 Colony Mill Marketplace 222 West Street
31.2 57720 Center at Keene 149 Emerald Street
31 57720 COLONY MILL MARKETPLACE AND CENTER AT KEENE (ROLL UP) Various
32 57380 Dickson City Commons 1118 Commerce Boulevard
33 57765 Bouquet Canyon Plaza 26501 Bouquet Canyon Road
34 39207 Denbigh Village Center 14346 Warwick Boulevard
35 39085 Hillsboro Market Center 880 North East 25th Avenue
36 39564 Crossroads Plaza 1520 Route 38
37 57786 Timpany Plaza 360 Timpany Boulevard
38 39179 Anderson Central Shopping Center 651 Highway By Pass 28
39 39086 Killian Hill Center 4051 Stone Mountain Highway
40 39328 Manchester Stop & Shop 286 Broad Street
41 57768 Dewey & Madison Market Place 5410 & 5540 Dewey Drive
42 57607 Alton Corners Shopping Center 309-319 Homer Adams Parkway
43 57707 Bellevue Place Shopping Center 7657 Highway 70 South
44 57706 Spring Mall Shopping Center 6717 Spring Mall Drive
45 39568 Lexington Place 5454 Sunset Boulevard
46 39219 Camfield Corners 8610 - 8650 Camfield Street
47 38608 1454 State Route 9 1454 State Route 9
48 57742 Woodford Square Shopping Center 701 North Battlefield Boulevard
49 39439 Kensington Place 1715 - 1741 South Rutherford Boulevard
50 8317 Walgreens - Loveland 3690 North Garfield Avenue
51 57774 Citrus Park Shops 6160-6182 Gunn Highway
52 57749 Walgreens - Bluffton, IN 1975 North Main Street
53 39566 Houston Square 215 Russell Parkway
54 38549 Eckerd Piedmont 915 Anderson Street
55 57698 PPG Place One-Six PPG Place
56 39463 Broward Financial Center 500 East Broward Boulevard
57 57770 104 West 40th Street 104 West 40th Street
58.1 39550 2155 Iron Point Road 2155 Iron Point Road
58.2 39550 11120 International Drive 11120 International Drive
58 39550 EVERGREEN PORTFOLIO C (ROLL UP) Various
59 57580 1995 Broadway 1995 Broadway
60 57718 Paradise Valley Corporate Center 4835 East Cactus Road
61 57526 The Forbes Building 60 Fifth Avenue
62 57469 Cargill Office Building 12700 Whitewater Drive
63 5952 Somerville NJ Office Portfolio (Franklin Bldg.) 92 East Main Street
64 7373 Somerville NJ Office Portfolio (Hamon Bldg.) 58 East Main Street
SUB-TOTAL CROSSED LOANS
65 57945 Lakeside III 21355 Ridgetop Circle
66 57777 Enea Square 1450, 1465 & 1470 Enea Circle and 1485 Enea Court
67 57443 DeVry Institute 4000 Millenia Boulevard
68 57767 Galleria at Red Bank 2-40 Bridge Ave.
69 57909 4040 North Central Expressway 4040 North Central Expressway
70 57691 Federal Way Building II 3455 South 344th Way
71 57011 River Park One 10653 South River Front Parkway
72 57573 Cross Street Medical Building 40 Cross Street
73 55600 Nextel Office Building - Bremerton, WA 6455 State Highway 303
74.1 57524 Clayton Tower 7751 Carondelet Avenue
74.2 57524 Town & Country 7745 Carondelet Avenue
74.3 57524 The Plaza 7755 Carondelet Avenue
74 57524 MEHLMAN/KAPLAN OFFICE PORTFOLIO (ROLL UP) 7745, 7751 and 7755 Carondelet Avenue
75 56659 Atrium Memorial Professional Building 1949 Gunbarrel Road
76 57421 Opera Block 18-72 Hanover Street
77 7376 Warren Hills Office Building 315 Route 31 South
78 57427 Southport Business Park 2928, 2934 and 2940 Ramco Street
79 57660 MHC Portfolio - Waterford Estates 205 Joan Drive
80 57678 MHC Portfolio - Lake Fairways Country Club 19371 Tamiami Trail
81 57663 MHC Portfolio - The Meadows at Countrywood 723 West Sam Allen Road
82 57662 MHC Portfolio - The Lakes at Countrywood 606 East Sam Allen Road
SUB-TOTAL CROSSED LOANS
83 6468 Holiday Ranch MHC-Happy Landings MHC 1375 South Military Trail
84 57659 MHC Portfolio - Sweetbriar Sweetbriar Road, Country Road 261
85 57687 The Store Room 747 NE Third Avenue
86 57551 Best Florida Mini Storage 2290 NW 19th Street
87 57689 A-1 Paramount Self Storage 14908 Downey Avenue
88 57740 Storgard Self Storage and RV 1200 North Benson Avenue
89 8419 Martin SS - Fayetteville, NC 108 Skateway Drive
90 57688 A-1 La Habra Self Storage 420 East Lambert Road
91 57717 Access Self Storage 4345 South Street
92 8306 Leave it/Lock it Self Storage 1825 Service Court
93 8309 Allsafe Freeway Storage 1807 Columbia Avenue
94 7580 Compton Self Storage 1450 East Compton Boulevard
95 7847 Hampton Inn - Southwind II 3579 Hacks Cross Road
---------------------------------------------------------------------------------------------------------------------------
TOTALS/WEIGHTED AVERAGE 95 LOANS
===========================================================================================================================
ANNEX A
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
PROPERTY
SEQUENCE COUNTY CITY STATE ZIP CODE TYPE
- -------- ------ ---- ----- -------- ----
1 San Diego Oceanside CA 92056 Multifamily
2 Platte Kansas City MO 64154 Multifamily
3 Bexar San Antonio TX 78230 Multifamily
4 Clark Las Vegas NV 89119 Multifamily
5 Bronx Bronx NY 10456 Multifamily
6 Bronx Bronx NY 10453 Multifamily
7 Bronx Bronx NY 10458 Multifamily
8 Bronx Bronx NY 10451 Multifamily
9 Fond Du Lac Fond Du Lac WI 54935 Multifamily
10 Bronx Bronx NY 10456 Multifamily
11 Bronx Bronx NY 10452 Multifamily
12 Bronx Bronx NY 10455 Multifamily
13 Kitsap Port Orchard WA 98366 Multifamily
14 Bronx Bronx NY 10456 Multifamily
15 Bronx Bronx NY 10452 Multifamily
16 Bronx Bronx NY 10472 Multifamily
17 Bronx Bronx NY 10467 Multifamily
18 Bronx Bronx NY 10463 Multifamily
19 Bronx Bronx NY 10453 Multifamily
20 Bronx Bronx NY 10458 Multifamily
21 Schenectady Rotterdam NY 12306 Multifamily
22 Hennepin Eden Prairie MN 55344 Retail
23 Hawaii Hilo HI 96720 Retail
24 Hampden Springfield MA 01104 Retail
25 Union Linden NJ 07036 Retail
26.1 Collin Plano TX 75093 Retail
26.2 Hartford New Britain CT 06053 Retail
26 Various Various Various Various Retail
27.1 Cobb Roswell GA 30075 Retail
27.2 Hall Flowery Branch GA 30542 Retail
27.3 Richmond Augusta GA 30906 Retail
27 Various Various GA Various Retail
28 Prince George's Largo MD 20774 Retail
29 Orange Irvine CA 92604 Retail
30.1 Hartford West Hartford CT 06107 Retail
30.2 Hartford West Hartford CT 06107 Retail
30.3 Hartford West Hartford CT 06107 Retail
30.4 Hartford West Hartford CT 06107 Retail
30 Hartford West Hartford CT 06107 Retail
31.1 Cheshire Keene NH 03431 Retail
31.2 Cheshire Keene NH 03431 Retail
31 Cheshire Keene NH 03431 Retail
32 Lackawanna Dickson City PA 18519 Retail
33 Los Angeles Santa Clarita CA 91350 Retail
34 Newport News City Newport News VA 23602 Retail
35 Washington Hillsboro OR 97124 Retail
36 Burlington Lumberton NJ 08048 Retail
37 Worcester Gardner MA 01440 Retail
38 Anderson Anderson SC 29624 Retail
39 Gwinnett Lilburn GA 30047 Retail
40 Hartford Manchester CT 06040 Retail
41 Sacramento Fair Oaks CA 95628 Retail
42 Madison Alton IL 62002 Retail
43 Davidson Bellevue TN 37221 Retail
44 Fairfax Springfield VA 22150 Retail
45 Lexington Lexington SC 29072 Retail
46 Mecklenburg Charlotte NC 28277 Retail
47 Warren Lake George NY 12845 Retail
48 Chesapeake City Chesapeake VA 23320 Retail
49 Rutherford Murfreesboro TN 37130 Retail
50 Larimer Loveland CO 80537 Retail
51 Hillsborough Tampa FL 33625 Retail
52 Wells Bluffton IN 46714 Retail
53 Houston Warner Robins GA 31088 Retail
54 Anderson Piedmont SC 29673 Retail
55 Allegheny Pittsburgh PA 15222 Office
56 Broward Fort Lauderdale FL 33312 Office
57 New York New York NY 10018 Office
58.1 Sacramento Folsom CA 95630 Office
58.2 Sacramento Rancho Cordova CA 95670 Office
58 Sacramento Various CA Various Office
59 New York New York NY 10023 Office
60 Maricopa Phoenix AZ 85254 Office
61 New York New York NY 10011 Office
62 Hennepin Minnetonka MN 55343 Office
63 Somerset Somerville NJ 08876 Office
64 Somerset Somerville NJ 08876 Office
65 Loudoun Dulles VA 20166 Office
66 Contra Costa Concord CA 94520 Office
67 Orange Orlando FL 32839 Office
68 Monmouth Red Bank NJ 07701 Office
69 Dallas Dallas TX 75204 Office
70 King Federal Way WA 98001 Office
71 Salt Lake South Jordan UT 84095 Office
72 Fairfield Norwalk CT 06851 Office
73 Kitsap Bremerton WA 98311 Office
74.1 St. Louis Clayton MO 63105 Office
74.2 St. Louis Clayton MO 63105 Office
74.3 St. Louis Clayton MO 63105 Office
74 St. Louis Clayton MO 63105 Office
75 Hamilton Chattanooga TN 37421 Office
76 Hillsborough Manchester NH 03101 Office
77 Warren Washington NJ 07882 Office
78 Yolo West Sacramento CA 95691 Industrial
79 New Castle Bear DE 19701 Manufactured Housing Communities
80 Lee North Fort Myers FL 33903 Manufactured Housing Communities
81 Hillsborough Plant City FL 33565 Manufactured Housing Communities
82 Hillsborough Plant City FL 33565 Manufactured Housing Communities
83 Palm Beach West Palm Beach FL 33415 Manufactured Housing Communities
84 Sussex Lewes DE 19958 Manufactured Housing Communities
85 Broward Fort Lauderdale FL 33304 Self Storage
86 Broward Fort Lauderdale FL 33311 Self Storage
87 Los Angeles Paramount CA 90723 Self Storage
88 San Bernardino Upland CA 91786 Self Storage
89 Cumberland Fayetteville NC 28304 Self Storage
90 Orange La Habra CA 90631 Self Storage
91 Brevard Titusville FL 32780 Self Storage
92 Riverside Riverside CA 92507 Self Storage
93 Riverside Riverside CA 92507 Self Storage
94 Los Angeles Compton CA 90221 Self Storage
95 Shelby Memphis TN 38125 Hotel
-----------------------------------------------------------------------------------------------------------------
=================================================================================================================
ANNEX A
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
SEQUENCE ORIGINAL BALANCE CUT-OFF DATE BALANCE MATURITY DATE BALANCE LOAN TYPE
- -------- ---------------- -------------------- --------------------- --------------
1 $20,000,000 $19,977,938 $18,436,456 Balloon
2 19,910,023 19,910,023 16,682,907 Balloon
3 12,400,000 12,400,000 11,480,714 IO, Balloon
4 9,760,000 9,731,114 8,243,049 Balloon
5 3,617,000 3,604,663 3,346,184 Balloon
6 2,465,000 2,456,592 2,280,438 Balloon
-------------------------------------------------------------------------------
6,082,000 6,061,256 5,626,622
7 4,210,000 4,205,429 3,884,877 Balloon
8 4,112,000 4,101,820 3,789,867 Balloon
9 4,050,000 4,037,850 3,413,890 Balloon
10 3,981,000 3,971,144 3,669,129 Balloon
11 3,692,000 3,682,859 3,402,769 Balloon
12 3,654,000 3,641,537 3,380,414 Balloon
13 3,600,000 3,560,428 66,698 Fully Am
14 3,347,000 3,343,317 3,085,810 Balloon
15 1,969,000 1,966,833 1,815,345 Balloon
16 1,150,000 1,148,734 1,060,257 Balloon
-------------------------------------------------------------------------------
3,119,000 3,115,567 2,875,603
17 2,936,000 2,932,812 2,709,263 Balloon
18 2,914,000 2,910,803 2,687,131 Balloon
19 2,230,000 2,227,546 2,055,978 Balloon
20 1,989,000 1,986,818 1,834,147 Balloon
21 1,675,000 1,667,998 1,398,586 Balloon
22 87,000,000 87,000,000 76,587,076 Balloon
23 42,000,000 42,000,000 37,825,632 Balloon
24 26,000,000 25,924,931 22,035,763 Balloon
25 25,250,000 25,164,292 23,367,671 Balloon
26.1 13,127,000 13,127,000 13,127,000
26.2 6,450,000 6,450,000 6,450,000
26 19,577,000 19,577,000 19,577,000 IO, Hyper Am
27.1 9,900,000 9,900,000 9,900,000
27.2 7,800,000 7,800,000 7,800,000
27.3 1,185,000 1,185,000 1,185,000
27 18,885,000 18,885,000 18,885,000 Interest Only
28 17,200,000 17,200,000 17,200,000 Interest Only
29 16,000,000 15,884,422 12,333,875 Balloon
30.1 5,538,462 5,538,462 5,166,859
30.2 2,846,154 2,846,154 2,655,191
30.3 2,846,154 2,846,154 2,655,191
30.4 1,769,231 1,769,231 1,650,524
30 13,000,000 13,000,000 12,127,766 IO, Balloon
31.1 7,077,778 7,052,166 6,028,007
31.2 5,522,222 5,502,240 4,703,170
31 12,600,000 12,554,406 10,731,177 Balloon
32 12,000,000 11,976,081 10,198,453 Balloon
33 12,000,000 11,964,232 10,124,622 Balloon
34 11,457,000 11,457,000 11,457,000 Interest Only
35 10,355,000 10,355,000 10,355,000 Interest Only
36 9,900,000 9,900,000 9,900,000 Interest Only
37 8,900,000 8,875,216 7,580,702 Balloon
38 8,600,000 8,600,000 8,600,000 Interest Only
39 7,250,000 7,250,000 7,250,000 Interest Only
40 7,205,000 7,205,000 7,205,000 Interest Only
41 7,000,000 6,993,259 5,846,011 Balloon
42 6,200,000 6,177,540 5,279,655 Balloon
43 5,985,000 5,985,000 5,985,000 Interest Only
44 5,765,000 5,765,000 5,765,000 Interest Only
45 5,300,000 5,300,000 5,300,000 Interest Only
46 5,150,000 5,150,000 5,150,000 Interest Only
47 4,000,000 3,980,908 3,578,430 Balloon
48 3,920,000 3,916,123 3,262,522 Balloon
49 3,750,000 3,750,000 3,750,000 Interest Only
50 3,363,000 3,353,384 2,854,091 Balloon
51 3,000,000 2,993,963 2,545,899 Balloon
52 2,800,000 2,797,679 2,380,395 Balloon
53 2,750,000 2,750,000 2,750,000 Interest Only
54 1,100,000 1,100,000 1,100,000 Interest Only
55 116,000,000 115,704,055 105,939,516 Balloon
56 46,500,000 46,500,000 46,500,000 Interest Only
57 36,500,000 36,467,173 30,739,761 Balloon
58.1 21,400,000 21,290,008 19,204,420
58.2 11,200,000 11,142,434 10,050,911
58 32,600,000 32,432,442 29,255,331 Balloon
59 28,000,000 27,917,752 23,673,409 Balloon
60 24,750,000 24,654,705 22,312,719 Balloon
61 21,000,000 21,000,000 18,194,816 IO, Balloon
62 18,000,000 18,000,000 18,000,000 Interest Only
63 9,200,000 9,140,613 6,211,245 Balloon
64 6,100,000 6,060,624 4,118,326 Balloon
-------------------------------------------------------------------------------
15,300,000 15,201,236 10,329,571
65 15,120,000 15,106,560 12,751,593 Balloon
66 12,900,000 12,872,986 10,879,624 Balloon
67 11,450,000 11,362,451 8,989,872 Balloon
68 10,500,000 10,476,341 8,750,772 Balloon
69 10,000,000 9,979,150 8,439,609 Balloon
70 9,900,000 9,900,000 8,675,589 IO, Balloon
71 8,500,000 8,467,129 7,175,613 Balloon
72 8,000,000 7,975,704 6,731,531 Balloon
73 6,800,000 6,781,092 5,464,909 Balloon
74.1 3,672,924 3,653,325 3,412,125
74.2 1,047,308 1,041,720 972,944
74.3 779,768 775,607 724,400
74 5,500,000 5,470,652 5,109,468 Balloon
75 5,250,000 5,220,907 4,462,328 Balloon
76 3,840,000 3,820,795 3,234,123 Balloon
77 1,500,000 1,490,049 976,201 Balloon
78 7,350,000 7,328,613 6,222,551 Balloon
79 30,953,930 30,953,930 27,126,127 IO, Balloon
80 30,460,183 30,460,183 26,693,437 IO, Balloon
81 18,292,718 18,292,718 16,772,074 IO, Balloon
82 9,722,325 9,722,325 8,914,123 IO, Balloon
-------------------------------------------------------------------------------
28,015,043 28,015,043 25,686,197
83 8,951,936 8,951,936 7,673,209 Balloon
84 3,040,000 3,040,000 2,664,070 IO, Balloon
85 7,250,000 7,215,840 6,156,986 Balloon
86 5,512,000 5,491,785 4,686,281 Balloon
87 4,840,000 4,812,445 3,732,765 Balloon
88 4,500,000 4,479,200 4,038,765 Balloon
89 4,200,000 4,196,125 3,526,252 Balloon
90 3,825,000 3,803,788 2,965,325 Balloon
91 3,100,000 3,091,307 2,637,949 Balloon
92 2,200,000 2,197,027 1,692,897 Balloon
93 1,900,000 1,897,429 1,461,747 Balloon
94 1,800,000 1,794,830 1,400,470 Balloon
95 6,000,000 5,978,211 4,788,638 Balloon
-------------------------------------------------------------------------------------------------
$1,140,731,114 $1,138,760,562 $1,017,352,668
=================================================================================================
ANNEX A
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
MORTGAGE ADMINISTRATIVE SUB-SERVICING NET NOTE
SEQUENCE RATE FEE RATE(I) FEE RATE MORTGAGE RATE DATE
- -------- ---- ----------- -------- ------------- ----
1 4.840% 0.122% 0.100% 4.718% 2/9/2004
2 5.398% 0.052% 0.030% 5.346% 11/10/2003
3 5.131% 0.122% 0.100% 5.009% 2/4/2004
4 5.794% 0.052% 0.030% 5.742% 12/23/2003
5 5.101% 0.032% 0.010% 5.069% 12/31/2003
6 5.101% 0.032% 0.010% 5.069% 12/31/2003
7 4.908% 0.032% 0.010% 4.876% 2/20/2004
8 4.851% 0.032% 0.010% 4.819% 1/14/2004
9 5.729% 0.112% 0.090% 5.617% 12/11/2003
10 4.851% 0.032% 0.010% 4.819% 1/14/2004
11 4.851% 0.032% 0.010% 4.819% 1/14/2004
12 5.101% 0.032% 0.010% 5.069% 12/31/2003
13 5.146% 0.052% 0.030% 5.094% 12/24/2003
14 4.850% 0.032% 0.010% 4.818% 2/20/2004
15 4.850% 0.032% 0.010% 4.818% 2/11/2004
16 4.850% 0.032% 0.010% 4.818% 2/11/2004
17 4.908% 0.032% 0.010% 4.876% 2/20/2004
18 4.863% 0.032% 0.010% 4.831% 2/11/2004
19 4.850% 0.032% 0.010% 4.818% 2/20/2004
20 4.863% 0.032% 0.010% 4.831% 2/11/2004
21 5.410% 0.122% 0.100% 5.288% 11/18/2003
22 4.670% 0.032% 0.010% 4.638% 3/10/2004
23 3.452% 0.062% 0.040% 3.390% 3/12/2004
24 5.912% 0.122% 0.100% 5.790% 12/19/2003
25 5.125% 0.072% 0.050% 5.053% 12/9/2003
26.1
26.2
26 4.684% 0.032% 0.010% 4.652% 1/28/2004
27.1
27.2
27.3
27 5.000% 0.032% 0.010% 4.968% 11/13/2003
28 4.900% 0.032% 0.010% 4.868% 11/21/2003
29 5.770% 0.122% 0.100% 5.648% 10/28/2003
30.1
30.2
30.3
30.4
30 5.670% 0.122% 0.100% 5.548% 12/18/2003
31.1
31.2
31 6.070% 0.122% 0.100% 5.948% 12/1/2003
32 6.010% 0.122% 0.100% 5.888% 1/16/2004
33 5.760% 0.122% 0.100% 5.638% 12/19/2003
34 4.940% 0.032% 0.010% 4.908% 11/4/2003
35 4.757% 0.032% 0.010% 4.725% 1/30/2004
36 4.581% 0.032% 0.010% 4.549% 1/28/2004
37 6.083% 0.122% 0.100% 5.961% 12/19/2003
38 4.940% 0.032% 0.010% 4.908% 11/6/2003
39 4.600% 0.032% 0.010% 4.568% 11/21/2003
40 4.755% 0.032% 0.010% 4.723% 11/7/2003
41 5.410% 0.122% 0.100% 5.288% 2/19/2004
42 6.065% 0.122% 0.100% 5.943% 11/14/2003
43 5.130% 0.122% 0.100% 5.008% 11/25/2003
44 4.660% 0.122% 0.100% 4.538% 11/25/2003
45 4.960% 0.032% 0.010% 4.928% 12/12/2003
46 5.040% 0.032% 0.010% 5.008% 11/4/2003
47 5.190% 0.032% 0.010% 5.158% 12/8/2003
48 5.300% 0.122% 0.100% 5.178% 2/26/2004
49 4.910% 0.032% 0.010% 4.878% 12/12/2003
50 5.958% 0.052% 0.030% 5.906% 12/12/2003
51 5.960% 0.122% 0.100% 5.838% 1/6/2004
52 6.000% 0.122% 0.100% 5.878% 2/4/2004
53 4.740% 0.032% 0.010% 4.708% 12/8/2003
54 5.170% 0.032% 0.010% 5.138% 9/16/2003
55 5.523% 0.042% 0.020% 5.481% 12/22/2003
56 4.836% 0.032% 0.010% 4.804% 1/12/2004
57 5.684% 0.122% 0.100% 5.562% 2/11/2004
58.1
58.2
58 5.570% 0.032% 0.010% 5.538% 10/30/2003
59 5.830% 0.122% 0.100% 5.708% 12/4/2003
60 5.790% 0.122% 0.100% 5.668% 11/26/2003
61 5.883% 0.122% 0.100% 5.760% 9/30/2003
62 5.470% 0.122% 0.100% 5.348% 8/21/2003
63 5.879% 0.052% 0.030% 5.827% 12/23/2003
64 5.879% 0.052% 0.030% 5.827% 12/23/2003
65 5.730% 0.122% 0.100% 5.608% 2/24/2004
66 5.750% 0.122% 0.100% 5.628% 1/16/2004
67 5.280% 0.122% 0.100% 5.158% 8/26/2003
68 5.360% 0.072% 0.050% 5.288% 1/22/2004
69 5.773% 0.122% 0.100% 5.651% 1/14/2004
70 5.446% 0.122% 0.100% 5.324% 10/30/2003
71 5.770% 0.122% 0.100% 5.648% 11/20/2003
72 5.670% 0.122% 0.100% 5.548% 12/12/2003
73 6.090% 0.122% 0.100% 5.968% 12/3/2003
74.1
74.2
74.3
74 5.390% 0.122% 0.100% 5.268% 10/29/2003
75 6.000% 0.122% 0.100% 5.878% 9/18/2003
76 5.700% 0.122% 0.100% 5.578% 10/30/2003
77 5.659% 0.052% 0.030% 5.607% 12/23/2003
78 5.875% 0.122% 0.100% 5.753% 12/5/2003
79 6.327% 0.122% 0.100% 6.205% 10/17/2003
80 6.327% 0.122% 0.100% 6.205% 10/17/2003
81 5.715% 0.122% 0.100% 5.593% 10/17/2003
82 5.715% 0.122% 0.100% 5.593% 10/17/2003
83 6.129% 0.062% 0.040% 6.067% 9/22/2003
84 6.327% 0.122% 0.100% 6.205% 10/17/2003
85 5.980% 0.122% 0.100% 5.858% 10/24/2003
86 6.010% 0.122% 0.100% 5.888% 11/6/2003
87 5.777% 0.122% 0.100% 5.654% 11/12/2003
88 5.390% 0.082% 0.060% 5.308% 12/15/2003
89 5.582% 0.102% 0.080% 5.480% 2/11/2004
90 5.930% 0.122% 0.100% 5.808% 11/7/2003
91 6.050% 0.122% 0.100% 5.928% 12/5/2003
92 5.704% 0.072% 0.050% 5.632% 2/12/2004
93 5.698% 0.072% 0.050% 5.626% 2/12/2004
94 6.050% 0.072% 0.050% 5.978% 1/13/2004
95 6.836% 0.082% 0.060% 6.754% 12/8/2003
----------------------------------------------------------------------------------------------------------------------
5.374% 0.079% 0.057% 5.295%
======================================================================================================================
ANNEX A
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
ORIGINAL ORIGINAL
FIRST INTEREST TERM TO AMORTIZATION INTEREST
PAYMENT ACCRUAL MONTHLY MATURITY TERM ONLY SEASONING
SEQUENCE DATE METHOD PAYMENT (MONTHS) (MONTHS) (II) PERIOD (MONTHS)
-------- ---- ------ ------- -------- ------------- ------ --------
1 4/1/2004 ACT/360 $105,417 60 360 1
2 5/1/2004 ACT/360 112,281 116 356
3 4/1/2004 ACT/360 67,562 84 360 24 1
4 2/1/2004 ACT/360 57,230 120 360 3
5 2/1/2004 ACT/360 19,641 60 360 3
6 2/1/2004 ACT/360 13,385 60 360 3
7 4/1/2004 ACT/360 22,364 60 360 1
8 3/1/2004 ACT/360 21,701 60 360 2
9 2/1/2004 ACT/360 23,581 120 360 3
10 3/1/2004 ACT/360 21,010 60 360 2
11 3/1/2004 ACT/360 19,485 60 360 2
12 2/1/2004 ACT/360 19,842 60 360 3
13 2/1/2004 ACT/360 28,743 180 180 3
14 4/1/2004 ACT/360 17,662 60 360 1
15 4/1/2004 ACT/360 10,390 60 360 1
16 4/1/2004 ACT/360 6,068 60 360 1
17 4/1/2004 ACT/360 15,596 60 360 1
18 4/1/2004 ACT/360 15,400 60 360 1
19 4/1/2004 ACT/360 11,768 60 360 1
20 4/1/2004 ACT/360 10,511 60 360 1
21 1/1/2004 ACT/360 9,416 120 360 4
22 5/1/2004 ACT/360 449,647 84 360
23 5/1/2004 ACT/360 187,475 60 360
24 2/1/2004 ACT/360 154,415 120 360 3
25 2/1/2004 ACT/360 137,483 60 360 3
26.1
26.2
26 3/1/2004 30/360 76,416 57 57 2
27.1
27.2
27.3
27 1/1/2004 30/360 78,688 84 84 4
28 1/1/2004 30/360 70,233 84 84 4
29 12/1/2003 ACT/360 100,850 120 300 5
30.1
30.2
30.3
30.4
30 2/1/2004 ACT/360 78,877 60 320 12 3
31.1
31.2
31 1/1/2004 ACT/360 76,111 120 360 4
32 3/1/2004 ACT/360 72,023 120 360 2
33 2/1/2004 ACT/360 70,105 120 360 3
34 1/1/2004 30/360 47,165 84 84 4
35 3/1/2004 30/360 41,049 84 84 2
36 3/1/2004 30/360 37,793 60 60 2
37 2/1/2004 ACT/360 53,836 120 360 3
38 1/1/2004 30/360 35,403 84 84 4
39 1/1/2004 30/360 27,792 84 84 4
40 1/1/2004 30/360 28,550 60 60 4
41 4/1/2004 ACT/360 39,351 120 360 1
42 1/1/2004 ACT/360 37,432 120 360 4
43 1/1/2004 30/360 120 120 4
44 1/1/2004 30/360 84 84 4
45 2/1/2004 30/360 21,907 84 84 3
46 1/1/2004 30/360 21,630 84 84 4
47 2/1/2004 ACT/360 23,829 60 300 3
48 4/1/2004 ACT/360 21,768 120 360 1
49 2/1/2004 30/360 15,344 84 84 3
50 2/1/2004 ACT/360 20,072 120 360 3
51 3/1/2004 ACT/360 17,909 120 360 2
52 4/1/2004 ACT/360 16,787 120 360 1
53 2/1/2004 30/360 10,863 60 60 3
54 11/1/2003 30/360 4,739 84 84 6
55 2/1/2004 ACT/360 641,421 84 360 3
56 3/10/2004 ACT/360 190,518 61 61 2
57 4/1/2004 ACT/360 211,472 120 360 1
58.1
58.2
58 12/1/2003 ACT/360 186,534 84 360 5
59 2/1/2004 ACT/360 164,826 120 360 3
60 1/1/2004 ACT/360 145,064 84 360 4
61 11/1/2003 ACT/360 127,624 120 336 24 6
62 10/1/2003 ACT/360 60 60 7
63 2/1/2004 ACT/360 65,271 115 240 3
64 2/1/2004 ACT/360 43,278 115 240 3
65 4/1/2004 ACT/360 88,044 120 360 1
66 3/1/2004 ACT/360 75,281 120 360 2
67 10/1/2003 ACT/360 63,440 144 360 7
68 3/1/2004 ACT/360 58,699 120 360 2
69 3/1/2004 ACT/360 58,503 120 360 2
70 12/1/2003 ACT/360 55,876 120 360 24 5
71 1/1/2004 ACT/360 49,712 120 360 4
72 2/1/2004 ACT/360 46,280 120 360 3
73 2/1/2004 ACT/360 41,164 147 360 3
74.1
74.2
74.3
74 12/1/2003 ACT/360 30,850 60 360 5
75 11/1/2003 ACT/360 31,476 120 360 6
76 12/1/2003 ACT/360 22,287 120 360 5
77 2/1/2004 ACT/360 10,453 120 240 3
78 2/1/2004 ACT/360 43,478 120 360 3
79 12/1/2003 ACT/360 192,142 144 360 36 5
80 12/1/2003 ACT/360 189,077 144 360 36 5
81 12/1/2003 ACT/360 106,345 84 360 12 5
82 12/1/2003 ACT/360 56,521 84 360 12 5
83 5/1/2004 ACT/360 54,747 114 354
84 12/1/2003 ACT/360 18,870 144 360 36 5
85 12/1/2003 ACT/360 43,374 120 360 5
86 1/1/2004 ACT/360 33,083 120 360 4
87 1/1/2004 ACT/360 30,526 120 300 4
88 2/1/2004 ACT/360 27,339 60 300 3
89 4/1/2004 ACT/360 24,064 120 360 1
90 1/1/2004 ACT/360 24,481 120 300 4
91 2/1/2004 ACT/360 18,686 120 360 3
92 4/1/2004 ACT/360 13,779 120 300 1
93 4/1/2004 ACT/360 11,893 120 300 1
94 3/1/2004 ACT/360 11,653 120 300 2
95 2/1/2004 ACT/360 41,781 120 300 3
--------------------------------------------------------------------------------------------------------------
96 353 3
==============================================================================================================
ANNEX A
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
REMAINING
TERM TO MATURITY MATURITY CROSS-COLLATERALIZED DATE RELATED
SEQUENCE (MONTHS) DATE LOANS LOANS
- -------- -------- ---- ----- -----
1 59 3/1/2009 No No
2 116 12/1/2013 No No
3 83 3/1/2011 No No
4 117 1/1/2014 No No
5 57 1/1/2009 Yes(BACM 04-2-C) Yes(BACM 04-2-F)
6 57 1/1/2009 Yes(BACM 04-2-C) Yes(BACM 04-2-F)
7 59 3/1/2009 No No
8 58 2/1/2009 No No
9 117 1/1/2014 No No
10 58 2/1/2009 No No
11 58 2/1/2009 No No
12 57 1/1/2009 No No
13 177 1/1/2019 No No
14 59 3/1/2009 No No
15 59 3/1/2009 Yes(BACM 04-2-D) Yes(BACM 04-2-G)
16 59 3/1/2009 Yes(BACM 04-2-D) Yes(BACM 04-2-G)
17 59 3/1/2009 No No
18 59 3/1/2009 No No
19 59 3/1/2009 No No
20 59 3/1/2009 No No
21 116 12/1/2013 No No
22 84 4/1/2011 No Yes(BACM 04-2-H)
23 60 4/1/2009 No Yes(BACM 04-2-H)
24 117 1/1/2014 No No
25 57 1/1/2009 No No
26.1 No
26.2 No
26 55 11/1/2008 No Yes(BACM 04-2-B)
27.1 No
27.2 No
27.3 No
27 80 12/1/2010 No Yes(BACM 04-2-B)
28 80 12/1/2010 No Yes(BACM 04-2-B)
29 115 11/1/2013 No No
30.1 No
30.2 No
30.3 No
30.4 No
30 57 1/1/2009 No No
31.1 No
31.2 No
31 116 12/1/2013 No No
32 118 2/1/2014 No No
33 117 1/1/2014 No No
34 80 12/1/2010 No Yes(BACM 04-2-B)
35 82 2/1/2011 No No
36 58 2/1/2009 No Yes(BACM 04-2-B)
37 117 1/1/2014 No No
38 80 12/1/2010 No Yes(BACM 04-2-B)
39 80 12/1/2010 No No
40 56 12/1/2008 No Yes(BACM 04-2-B)
41 119 3/1/2014 No No
42 116 12/1/2013 No No
43 116 12/1/2013 No Yes(BACM 04-2-B)
44 80 12/1/2010 No Yes(BACM 04-2-B)
45 81 1/1/2011 No Yes(BACM 04-2-B)
46 80 12/1/2010 No Yes(BACM 04-2-B)
47 57 1/1/2009 No No
48 119 3/1/2014 No No
49 81 1/1/2011 No Yes(BACM 04-2-B)
50 117 1/1/2014 No No
51 118 2/1/2014 No No
52 119 3/1/2014 No No
53 57 1/1/2009 No Yes(BACM 04-2-B)
54 78 10/1/2010 No Yes(BACM 04-2-B)
55 81 1/1/2011 No No
56 59 3/1/2009 No No
57 119 3/1/2014 No No
58.1 No
58.2 No
58 79 11/1/2010 No No
59 117 1/1/2014 No No
60 80 12/1/2010 No No
61 114 10/1/2013 No No
62 53 9/1/2008 No No
63 112 8/1/2013 Yes(BACM 04-2-B) Yes(BACM 04-2-D)
64 112 8/1/2013 Yes(BACM 04-2-B) Yes(BACM 04-2-D)
65 119 3/1/2014 No No
66 118 2/1/2014 No No
67 137 9/1/2015 No No
68 118 2/1/2014 No No
69 118 2/1/2014 No No
70 115 11/1/2013 No No
71 116 12/1/2013 No No
72 117 1/1/2014 No No
73 144 4/1/2016 No No
74.1 No
74.2 No
74.3 No
74 55 11/1/2008 No No
75 114 10/1/2013 No No
76 115 11/1/2013 No No
77 117 1/1/2014 No Yes(BACM 04-2-D)
78 117 1/1/2014 No No
79 139 11/1/2015 No Yes(BACM 04-2-A)
80 139 11/1/2015 No Yes(BACM 04-2-A)
81 79 11/1/2010 Yes(BACM 04-2-A) Yes(BACM 04-2-A)
82 79 11/1/2010 Yes(BACM 04-2-A) Yes(BACM 04-2-A)
83 114 10/1/2013 No No
84 139 11/1/2015 No Yes(BACM 04-2-A)
85 115 11/1/2013 No No
86 116 12/1/2013 No No
87 116 12/1/2013 No Yes(BACM 04-2-C)
88 57 1/1/2009 No No
89 119 3/1/2014 No No
90 116 12/1/2013 No Yes(BACM 04-2-C)
91 117 1/1/2014 No No
92 119 3/1/2014 No Yes(BACM 04-2-E)
93 119 3/1/2014 No Yes(BACM 04-2-E)
94 118 2/1/2014 No No
95 117 1/1/2014 No No
--------------------------------------------------------------------------------------------
93
============================================================================================
ANNEX A
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
SEQUENCE
LOCKOUT
EXPIRATION
----------
1 11/1/2008
2 8/31/2013
3 12/1/2010
4 9/30/2013
5 12/31/2006
6 12/31/2006
7 2/28/2007
8 1/31/2007
9 9/30/2013
10 1/31/2007
11 1/31/2007
12 12/31/2006
13 9/30/2018
14 2/28/2007
15 2/28/2007
16 2/28/2007
17 2/28/2007
18 2/28/2007
19 2/28/2007
20 2/28/2007
21 9/1/2013
22 12/31/2010
23 12/1/2008
24 5/1/2006
25 12/31/2008
26.1
26.2
26 1/31/2007
27.1
27.2
27.3
27 11/30/2006
28 11/30/2006
29 9/1/2013
30.1
30.2
30.3
30.4
30 10/1/2008
31.1
31.2
31 10/1/2013
32 12/1/2013
33 10/1/2013
34 11/30/2006
35
36 1/31/2007
37 1/1/2011
38 11/30/2006
39
40 11/30/2006
41 1/1/2014
42 9/1/2013
43 11/30/2006
44
45 12/31/2006
46 11/30/2006
47 12/31/2008
48 1/1/2014
49 12/31/2006
50 9/30/2013
51 11/1/2013
52 12/1/2013
53 12/31/2006
54 9/30/2006
55 7/1/2010
56 2/28/2009
57 12/1/2013
58.1
58.2
58 10/31/2010
59 10/1/2013
60 10/1/2010
61 4/1/2013
62 3/1/2008
63 4/30/2013
64 4/30/2013
65 1/1/2014
66 12/1/2013
67 7/1/2015
68 11/1/2013
69 12/1/2013
70 8/1/2013
71 10/1/2013
72 11/1/2013
73 1/1/2016
74.1
74.2
74.3
74 9/1/2008
75 7/31/2013
76 8/1/2013
77 9/30/2013
78 11/1/2013
79 8/1/2015
80 8/1/2015
81 8/1/2010
82 8/1/2010
83 6/30/2013
84 8/1/2015
85 9/1/2013
86 10/1/2013
87 10/1/2013
88 9/1/2008
89 11/30/2013
90 10/1/2013
91 11/1/2013
92 8/31/2013
93 8/31/2013
94 10/31/2013
95 9/30/2013
-------------------
===================
ANNEX A
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
APPRAISAL APPRAISAL
SEQUENCE PREPAYMENT PENALTY DESCRIPTION (MONTHS) YIELD MAINTENANCE TYPE VALUE DATE
-------- --------------------------------------- ---------------------- ----- ----
1 LO(56)/OPEN(4)/DEFEASANCE $27,700,000 12/4/2003
2 LO(112)/OPEN(4)/DEFEASANCE 26,290,000 2/1/2004
3 LO(81)/OPEN(3)/DEFEASANCE 15,500,000 11/19/2003
4 LO(116)/OPEN(4)/DEFEASANCE 12,200,000 9/15/2003
5 LO(35)/GRTR1%PPMTorYM(24)/OPEN(1) NPV (MEY) 4,600,000 10/13/2003
6 LO(35)/GRTR1%PPMTorYM(24)/OPEN(1) NPV (MEY) 3,500,000 10/13/2003
------------------
8,100,000
7 LO(35)/GRTR1%PPMTorYM(24)/OPEN(1) NPV (MEY) 5,600,000 12/4/2003
8 LO(35)/GRTR1%PPMTorYM(24)/OPEN(1) NPV (MEY) 5,200,000 10/13/2003
9 LO(116)/OPEN(4)/DEFEASANCE 5,150,000 11/5/2003
10 LO(35)/GRTR1%PPMTorYM(24)/OPEN(1) NPV (MEY) 5,200,000 10/13/2003
11 LO(35)/GRTR1%PPMTorYM(24)/OPEN(1) NPV (MEY) 4,800,000 10/13/2003
12 LO(35)/GRTR1%PPMTorYM(24)/OPEN(1) NPV (MEY) 4,800,000 10/13/2003
13 LO(176)/OPEN(4)/DEFEASANCE 8,000,000 11/13/2003
14 LO(35)/GRTR1%PPMTorYM(24)/OPEN(1) NPV (MEY) 4,500,000 12/4/2003
15 LO(35)/GRTR1%PPMTorYM(24)/OPEN(1) NPV (MEY) 2,700,000 12/4/2003
16 LO(35)/GRTR1%PPMTorYM(24)/OPEN(1) NPV (MEY) 1,700,000 12/4/2003
------------------
4,400,000
17 LO(35)/GRTR1%PPMTorYM(24)/OPEN(1) NPV (MEY) 3,900,000 12/4/2003
18 LO(35)/GRTR1%PPMTorYM(24)/OPEN(1) NPV (MEY) 4,200,000 10/13/2003
19 LO(35)/GRTR1%PPMTorYM(24)/OPEN(1) NPV (MEY) 3,400,000 12/4/2003
20 LO(35)/GRTR1%PPMTorYM(24)/OPEN(1) NPV (MEY) 3,000,000 10/13/2003
21 LO(117)/OPEN(3)/DEFEASANCE 2,100,000 8/14/2003
22 LO(80)/OPEN(4)/DEFEASANCE 129,400,000 2/12/2004
23 LO(56)/OPEN(4)/DEFEASANCE 63,500,000 3/10/2004
24 LO(28)/GRTR1%PPMTorYM(87)/OPEN(5) Int Diff (BEY)-B 33,000,000 10/28/2003
25 LO(59)/OPEN(1)/DEFEASANCE 33,500,000 8/1/2003
26.1 21,830,000 8/27/2003
26.2 13,700,000 12/3/2003
26 LO(35)/GRTR1%PPMTorYM(20)/OPEN(2) NPV (MEY) 35,530,000 Various
27.1 18,400,000 10/10/2003
27.2 13,400,000 10/29/2003
27.3 2,200,000 10/9/2003
27 LO(35)/GRTR1%PPMTorYM(47)/OPEN(2) NPV (MEY) 34,000,000 Various
28 LO(35)/GRTR1%PPMTorYM(47)/OPEN(2) NPV (MEY) 30,500,000 11/3/2003
29 LO(118)/OPEN(2)/DEFEASANCE 26,400,000 9/16/2003
30.1 7,200,000 10/31/2003
30.2 3,700,000 10/31/2003
30.3 3,700,000 10/31/2003
30.4 2,300,000 10/31/2003
30 LO(57)/OPEN(3)/DEFEASANCE 16,900,000 10/31/2003
31.1 9,100,000 10/27/2003
31.2 7,100,000 10/27/2003
31 LO(118)/OPEN(2)/DEFEASANCE 16,200,000 10/27/2003
32 LO(118)/OPEN(2)/DEFEASANCE 14,900,000 6/12/2003
33 LO(117)/OPEN(3)/DEFEASANCE 16,300,000 11/10/2003
34 LO(35)/GRTR1%PPMTorYM(47)/OPEN(2) NPV (MEY) 21,500,000 10/2/2003
35 LO(0)/GRTR1%PPMTorYM(80)/OPEN(4) NPV (MEY) 20,000,000 12/14/2003
36 LO(35)/GRTR1%PPMTorYM(23)/OPEN(2) NPV (MEY) 18,250,000 9/24/2003
37 LO(84)/OPEN(36)/DEFEASANCE 11,200,000 11/14/2003
38 LO(35)/GRTR1%PPMTorYM(47)/OPEN(2) NPV (MEY) 17,400,000 9/23/2003
39 LO(0)/GRTR1%PPMTorYM(80)/OPEN(4) NPV (MEY) 13,800,000 11/11/2003
40 LO(35)/GRTR1%PPMTorYM(23)/OPEN(2) NPV (MEY) 13,100,000 9/18/2003
41 LO(118)/OPEN(2)/DEFEASANCE 13,860,000 11/18/2003
42 LO(117)/OPEN(3)/DEFEASANCE 7,750,000 8/14/2003
43 LO(35)/GRTR1%PPMTorYM(82)/OPEN(3) Int Diff (BEY)-B 10,900,000 9/30/2003
44 LO(0)/GRTR1%PPMTorYM(81)/OPEN(3) Int Diff (BEY)-B 10,650,000 10/30/2003
45 LO(35)/GRTR1%PPMTorYM(47)/OPEN(2) NPV (MEY) 9,125,000 11/11/2003
46 LO(35)/GRTR1%PPMTorYM(47)/OPEN(2) NPV (MEY) 9,575,000 10/23/2003
47 LO(59)/OPEN(1)/DEFEASANCE 8,200,000 8/13/2003
48 LO(118)/OPEN(2)/DEFEASANCE 6,200,000 11/12/2003
49 LO(35)/GRTR1%PPMTorYM(47)/OPEN(2) NPV (MEY) 7,820,000 12/4/2003
50 LO(116)/OPEN(4)/DEFEASANCE 4,600,000 12/10/2003
51 LO(117)/OPEN(3)/DEFEASANCE 4,000,000 11/7/2003
52 LO(117)/OPEN(3)/DEFEASANCE 3,525,000 11/2/2003
53 LO(35)/GRTR1%PPMTorYM(23)/OPEN(2) NPV (MEY) 5,225,000 11/28/2003
54 LO(35)/GRTR1%PPMTorYM(47)/OPEN(2) NPV (MEY) 2,100,000 8/1/2003
55 LO(78)/OPEN(6)/DEFEASANCE 210,000,000 11/5/2003
56 LO(60)/OPEN(1)/DEFEASANCE 66,500,000 11/1/2003
57 LO(117)/OPEN(3)/DEFEASANCE 48,500,000 11/6/2003
58.1 26,800,000 8/18/2003
58.2 17,500,000 8/18/2003
58 LO(83)/OPEN(1)/DEFEASANCE 44,300,000 8/18/2003
59 LO(117)/OPEN(3)/DEFEASANCE 35,000,000 9/16/2003
60 LO(82)/OPEN(2)/DEFEASANCE 33,000,000 9/19/2003
61 LO(114)/OPEN(6)/DEFEASANCE 30,000,000 9/1/2003
62 LO(54)/OPEN(6)/DEFEASANCE 26,000,000 6/26/2003
63 LO(111)/OPEN(4)/DEFEASANCE 13,500,000 10/31/2003
64 LO(111)/OPEN(4)/DEFEASANCE 8,500,000 10/31/2003
------------------
------------------
22,000,000
65 LO(118)/OPEN(2)/DEFEASANCE 18,900,000 1/12/2004
66 LO(118)/OPEN(2)/DEFEASANCE 18,300,000 11/10/2003
67 LO(142)/OPEN(2)/DEFEASANCE 15,000,000 7/2/2003
68 LO(117)/OPEN(3)/DEFEASANCE 17,500,000 12/4/2003
69 LO(118)/OPEN(2)/DEFEASANCE 13,500,000 12/15/2003
70 LO(117)/OPEN(3)/DEFEASANCE 18,100,000 9/19/2003
71 LO(118)/OPEN(2)/DEFEASANCE 11,350,000 7/8/2003
72 LO(118)/OPEN(2)/DEFEASANCE 11,450,000 8/20/2003
73 LO(144)/OPEN(3)/DEFEASANCE 11,600,000 7/11/2003
74.1 4,674,630 9/1/2003
74.2 1,332,938 9/1/2003
74.3 992,432 9/1/2003
74 LO(58)/OPEN(2)/DEFEASANCE 7,000,000 9/1/2003
75 LO(117)/OPEN(3)/DEFEASANCE 7,500,000 8/8/2003
76 LO(117)/OPEN(3)/DEFEASANCE 4,800,000 6/4/2003
77 LO(116)/OPEN(4)/DEFEASANCE 2,400,000 10/31/2003
78 LO(118)/OPEN(2)/DEFEASANCE 9,650,000 6/11/2003
79 LO(141)/OPEN(3)/DEFEASANCE 38,800,000 8/28/2003
80 LO(141)/OPEN(3)/DEFEASANCE 38,700,000 9/10/2003
81 LO(81)/OPEN(3)/DEFEASANCE 23,000,000 9/8/2003
82 LO(81)/OPEN(3)/DEFEASANCE 12,300,000 9/8/2003
------------------
35,300,000
83 LO(110)/OPEN(4)/DEFEASANCE 11,380,000 2/12/2004
84 LO(141)/OPEN(3)/DEFEASANCE 3,800,000 8/28/2003
85 LO(118)/OPEN(2)/DEFEASANCE 10,870,000 9/17/2003
86 LO(118)/OPEN(2)/DEFEASANCE 7,350,000 8/21/2003
87 LO(118)/OPEN(2)/DEFEASANCE 8,100,000 9/29/2003
88 LO(56)/OPEN(4)/DEFEASANCE 6,150,000 11/4/2003
89 LO(116)/OPEN(4)/DEFEASANCE 5,650,000 1/15/2004
90 LO(118)/OPEN(2)/DEFEASANCE 5,720,000 9/29/2003
91 LO(118)/OPEN(2)/DEFEASANCE 4,000,000 10/29/2003
92 LO(113)/OPEN(7)/DEFEASANCE 3,000,000 1/10/2004
93 LO(113)/OPEN(7)/DEFEASANCE 2,600,000 1/10/2004
94 LO(116)/OPEN(4)/DEFEASANCE 2,400,000 12/9/2003
95 LO(116)/OPEN(4)/DEFEASANCE 8,600,000 10/29/2003
--------------------------------------------------------------------------------------------------------------------------
==========================================================================================================================
ANNEX A
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
TOTAL
CUT-OFF UNITS/ UNITS/ LOAN
DATE SF/ SF/ BALANCE PER OCCUPANCY
LTV YEAR BUILT/ PADS/ PADS/ NET RENTABLE UNIT/SF/ OCCUPANCY AS OF
SEQUENCE RATIO RENOVATED ROOMS ROOMS AREA (SF) PAD PERCENT DATE
-------- ----- --------- ----- ----- --------- --- ------- ----
1 72.1% 1974/2003 240 Units 218,944 $83,241 95.8% 2/4/2004
2 75.7% 2002 272 Units 300,572 73,199 89.7% 12/1/2003
3 80.0% 1984 411 Units 294,405 30,170 91.5% 12/1/2003
4 79.8% 1973/2003 192 Units 194,110 50,683 94.3% 11/30/2003
5 78.4% 1941/1998 79 Units 45,629 97.5% 12/31/2003
6 70.2% 1937/1995 55 Units 44,665 100.0% 12/31/2003
7 75.1% 1940/2000 68 Units 61,845 97.1% 1/5/2004
8 78.9% 1936/1998 83 Units 49,420 98.8% 1/13/2004
9 78.4% 2001 72 Units 86,400 56,081 97.2% 11/30/2003
10 76.4% 1936/1998 74 Units 53,664 98.6% 1/13/2004
11 76.7% 1937/1995 68 Units 54,160 100.0% 1/13/2004
12 75.9% 1938/1999 104 Units 35,015 97.1% 12/31/2003
13 44.5% 1975/2003 198 Units 136,900 17,982 97.5% 12/23/2003
14 74.3% 1934/1985 48 Units 69,652 100.0% 1/5/2004
15 72.8% 1932/2003 50 Units 39,337 98.0% 1/5/2004
16 67.6% 1928/2002 29 Units 39,612 93.1% 1/5/2004
17 75.2% 1927/2002 56 Units 52,372 94.6% 1/5/2004
18 69.3% 1930/2002 74 Units 39,335 100.0% 1/14/2004
19 65.5% 1938/1997 59 Units 37,755 94.9% 1/5/2004
20 66.2% 1930/2002 41 Units 48,459 90.2% 1/14/2004
21 79.4% 1985 82 Units 54,956 20,341 96.3% 10/31/2003
22 67.2% 1976/2002 387,377 SF 387,377 225 94.9% 3/5/2004
23 66.1% 1985/1994 355,630 SF 355,630 118 89.3% 3/8/2004
24 78.6% 1960/2000 428,914 SF 428,914 60 100.0% 12/1/2003
25 75.1% 1993 278,043 SF 278,043 91 98.7% 12/4/2003
26.1 2001 112,479 SF 112,479 100.0% 10/30/2003
26.2 1995 65,658 SF 65,658 100.0% 2/1/2004
26 55.1% Various 178,137 SF 178,137 110 100.0% Various
27.1 1977/1991 179,034 SF 179,034 91.7% 1/28/2004
27.2 2003 90,566 SF 90,566 95.4% 1/22/2004
27.3 1999 22,560 SF 22,560 100.0% 2/1/2004
27 55.5% Various 292,160 SF 292,160 65 93.5% Various
28 56.4% 1991 260,797 SF 260,797 66 97.9% 12/31/2003
29 60.2% 1976 95,407 SF 95,407 166 100.0% 12/31/2003
30.1 1927/1985 33,922 SF 33,922 95.2% 12/10/2003
30.2 1931/1985 9,946 SF 9,946 100.0% 12/10/2003
30.3 1990 9,800 SF 9,800 100.0% 12/10/2003
30.4 1931/1966 8,613 SF 8,613 100.0% 12/10/2003
30 76.9% Various 62,281 SF 62,281 209 97.4% 12/10/2003
31.1 1810/1983 91,224 SF 91,224 99.1% 12/10/2003
31.2 1866/1984 95,775 SF 95,775 98.3% 12/10/2003
31 77.5% Various 186,999 SF 186,999 67 98.7% 12/10/2003
32 80.4% 2002 110,024 SF 110,024 109 90.6% 1/12/2004
33 73.4% 1995 102,538 SF 102,538 117 100.0% 12/15/2003
34 53.3% 1971/1996 334,787 SF 334,787 34 90.7% 12/31/2003
35 51.8% 2000 150,355 SF 150,355 69 92.5% 1/29/2004
36 54.2% 2003 89,627 SF 89,627 110 100.0% 12/9/2003
37 79.2% 1973/1989 183,775 SF 183,775 48 95.8% 12/18/2003
38 49.4% 1998 223,211 SF 223,211 39 97.8% 12/31/2003
39 52.5% 1985/2003 113,216 SF 113,216 64 97.5% 1/20/2004
40 55.0% 1995/2002 68,509 SF 68,509 105 100.0% 1/31/2004
41 50.5% 2003 77,778 SF 77,778 90 90.7% 1/19/2004
42 79.7% 2002 50,053 SF 50,053 123 97.0% 1/16/2004
43 54.9% 2002 76,778 SF 76,778 78 93.8% 12/31/2003
44 54.1% 1995/2000 56,511 SF 56,511 102 100.0% 12/31/2003
45 58.1% 2003 83,167 SF 83,167 64 100.0% 12/31/2003
46 53.8% 1994/2003 69,910 SF 69,910 74 100.0% 2/9/2004
47 48.5% 1986/2000 73,779 SF 73,779 54 94.9% 2/9/2004
48 63.2% 1984 85,323 SF 85,323 46 95.9% 2/1/2004
49 48.0% 1998 70,624 SF 70,624 53 95.4% 12/31/2003
50 72.9% 2003 13,650 SF 13,650 246 100.0% 12/18/2003
51 74.8% 2003 15,800 SF 15,800 189 100.0% 12/15/2003
52 79.4% 2003 14,521 SF 14,521 193 100.0% 12/19/2003
53 52.6% 1993 60,799 SF 60,799 45 98.0% 1/19/2004
54 52.4% 2000 10,908 SF 10,908 101 100.0% 1/31/2004
55 55.1% 1983 1,524,435 SF 1,524,435 76 89.6% 12/15/2003
56 69.9% 1985/2002 325,583 SF 325,583 143 87.6% 1/9/2004
57 75.2% 1962 196,034 SF 196,034 186 96.7% 2/8/2004
58.1 2002 121,378 SF 121,378 100.0% 10/6/2003
58.2 1999 90,149 SF 90,149 100.0% 10/6/2003
58 73.2% Various 211,527 SF 211,527 153 100.0% 10/6/2003
59 79.8% 1974/1997 95,290 SF 95,290 293 92.6% 11/3/2003
60 74.7% 2002 198,452 SF 198,452 124 86.0% 12/31/2003
61 70.0% 1926/2000 109,500 SF 109,500 192 100.0% 11/26/2003
62 69.2% 1998 148,220 SF 148,220 121 100.0% 10/29/2003
63 67.7% 2002 96,329 SF 96,329 95 100.0% 12/23/2003
64 71.3% 1999 62,015 SF 62,015 98 96.1% 12/23/2003
65 79.9% 2001 101,875 SF 101,875 148 81.0% 3/1/2004
66 70.3% 1979/2000 137,931 SF 137,931 93 88.7% 1/7/2004
67 75.7% 2000 71,580 SF 71,580 159 100.0% 8/3/2003
68 59.9% 1905/1994 141,194 SF 102,612 74 100.0% 1/1/2004
69 73.9% 1966/1999 148,898 SF 148,898 67 91.4% 2/1/2004
70 54.7% 1999 114,769 SF 114,769 86 100.0% 10/15/2003
71 74.6% 2002 86,621 SF 86,621 98 100.0% 12/18/2003
72 69.7% 1988 69,131 SF 69,131 115 100.0% 9/1/2003
73 58.5% 2001 60,200 SF 60,200 113 100.0% 12/11/2003
74.1 1961 49,505 SF 49,505 99.4% 2/1/2004
74.2 1961 14,116 SF 14,116 100.0% 2/1/2004
74.3 1950 10,510 SF 10,510 100.0% 2/1/2004
74 78.2% Various 74,131 SF 74,131 74 99.6% 2/1/2004
75 69.6% 1991 57,874 SF 57,874 90 87.3% 1/1/2004
76 79.6% 1876/1986 71,594 SF 71,594 53 95.4% 12/31/2003
77 62.1% 1999 16,840 SF 16,840 88 100.0% 12/17/2003
78 75.9% 2001 191,100 SF 191,100 38 91.1% 1/1/2004
79 79.8% 1988/1997 731 Pads 6,914,714 42,345 95.4% 12/16/2003
80 78.7% 1972/1982 896 Pads 11,660,576 33,996 99.6% 12/16/2003
81 79.5% 1986 736 Pads 6,816,704 24,854 98.4% 12/16/2003
82 79.0% 1986 423 Pads 3,743,546 22,984 93.6% 12/16/2003
83 78.7% 1956 271 Pads 33,033 97.1% 1/22/2004
84 80.0% 1969 146 Pads 1,663,992 20,822 94.5% 12/16/2003
85 66.4% 1998 950 Units 94,275 7,596 86.1% 10/20/2003
86 74.7% 1970/1992 1,023 Units 113,805 5,368 94.4% 10/21/2003
87 59.4% 2001 855 Units 97,835 5,629 95.9% 1/31/2004
88 72.8% 1985/2002 706 Units 67,992 6,344 96.4% 10/31/2003
89 74.3% 2001 663 Units 79,725 6,329 76.0% 2/5/2004
90 66.5% 2001 777 Units 74,837 4,895 87.3% 1/31/2004
91 77.3% 2000 471 Units 50,124 6,563 98.8% 12/4/2003
92 73.2% 1979/2003 444 Units 44,360 4,948 95.0% 12/31/2003
93 73.0% 1986/2003 385 Units 39,157 4,928 97.7% 12/31/2003
94 74.8% 2003 219 Units 21,884 8,196 99.1% 12/1/2003
95 69.5% 1999 133 Rooms 47,000 44,949 67.1% 12/31/2003
--------------------------------------------------------------------------------------------------------------
68.5%
==============================================================================================================
ANNEX A
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
U/W REPLACEMENT
U/W RESERVES
U/W U/W U/W U/W REPLACEMENT PER UNIT/ MOST RECENT
SEQUENCE REVENUES EXPENSES CASH FLOW DSCR RESERVES SF/ PAD STATEMENT TYPE
-------- -------- -------- --------- ---- -------- ------- --------------
1 $2,898,448 $1,209,938 $1,628,030 1.29x $60,480 $252.00 Annualized Most Recent
2 2,872,281 1,031,637 1,772,644 1.32 68,000 $250.00 Annualized Most Recent
3 2,532,476 1,412,811 1,016,915 1.25 102,750 $250.00 Annualized Most Recent
4 1,533,876 518,035 965,345 1.41 50,496 $263.00 Annualized Most Recent
5 648,632 289,545 339,338 1.44 19,750 $250.00 Full Year
6 478,732 231,894 233,089 1.45 13,750 $250.00 Full Year
7 792,171 373,702 396,051 1.48 22,418 $329.68 Full Year
8 754,014 346,319 386,944 1.49 20,750 $250.00 Full Year
9 610,717 228,056 364,661 1.29 18,000 $250.00 Annualized Most Recent
10 746,414 347,107 376,607 1.49 22,700 $306.76 Full Year
11 736,491 350,573 359,993 1.54 25,926 $381.26 Full Year
12 742,215 372,062 343,653 1.44 26,500 $254.81 Full Year
13 1,241,693 646,596 544,607 1.58 50,490 $255.00 Annualized Most Recent
14 580,973 248,184 314,901 1.49 17,888 $372.67 Full Year
15 418,355 221,681 184,174 1.48 12,500 $250.00 Full Year
16 246,079 130,522 108,307 1.49 7,250 $250.00 Full Year
17 580,246 288,883 274,130 1.46 17,232 $307.71 Full Year
18 653,276 359,456 275,319 1.49 18,500 $250.00 Full Year
19 486,180 261,097 210,333 1.49 14,750 $250.00 Full Year
20 404,921 207,078 187,343 1.49 10,500 $256.10 Full Year
21 504,449 314,488 169,461 1.50 20,500 $250.00 Annualized Most Recent
22 16,960,514 7,516,973 9,108,988 1.69 77,475 $0.20 Full Year
23 8,165,134 3,217,853 4,652,711 2.07 71,126 #REF! Full Year
24 4,117,134 1,409,845 2,471,371 1.33 107,229 $0.25 Annualized Most Recent
25 4,299,967 1,526,034 2,638,783 1.60 41,706 $0.15 Full Year
26.1 Annualized Most Recent
26.2 Annualized Most Recent
26 3,471,233 736,184 2,678,653 2.92 26,721 $0.15 Annualized Most Recent
27.1 Annualized Most Recent
27.2
27.3 Full Year
27 3,481,984 764,892 2,548,927 2.70 86,792 $0.30 Various
28 3,840,690 964,437 2,698,850 3.20 39,120 $0.15 Annualized Most Recent
29 2,544,291 595,215 1,837,007 1.52 23,852 $0.25 Full Year
30.1
30.2
30.3
30.4
30 1,723,209 537,876 1,135,963 1.20 12,456 $0.20 Annualized Most Recent
31.1
31.2
31 2,595,615 1,199,035 1,197,948 1.31 66,761 $0.36 Full Year
32 1,660,106 398,625 1,190,349 1.38 11,068 $0.10
33 1,599,129 421,092 1,122,396 1.33 17,944 $0.17 Annualized Most Recent
34 2,518,609 747,215 1,600,560 2.83 47,743 $0.14 Annualized Most Recent
35 2,405,083 927,404 1,412,379 2.87 22,553 $0.15 Annualized Most Recent
36 1,950,042 636,544 1,254,683 2.77 13,444 $0.15
37 1,328,992 385,876 854,073 1.32 36,755 $0.20 Annualized Most Recent
38 1,562,439 192,191 1,314,156 3.09 33,482 $0.15 Full Year
39 1,408,372 304,757 1,049,926 3.15 16,982 $0.15 Full Year
40 968,586 43,586 914,723 2.67 10,276 $0.15
41 1,230,619 473,913 735,904 1.56 3,086 $0.04 Annualized Most Recent
42 798,720 193,609 570,216 1.27 7,508 $0.15 Annualized Most Recent
43 1,006,833 224,524 725,646 1.85 7,725 $0.10 Annualized Most Recent
44 1,044,403 258,688 740,243 2.07 11,302 $0.20 Annualized Most Recent
45 1,000,550 272,212 701,190 2.67 12,475 $0.15
46 1,015,428 261,835 685,273 2.64 18,177 $0.26 Annualized Most Recent
47 1,132,132 434,982 582,745 2.04 14,756 $0.20 Full Year
48 908,176 283,718 505,885 1.94 25,597 $0.30 Full Year
49 820,606 206,900 566,678 3.08 10,594 $0.15 Full Year
50 332,678 10,680 319,950 1.33 2,048 $0.15
51 421,320 100,593 307,184 1.43 1,889 $0.12
52 261,000 5,366 254,178 1.26 1,456 $0.10
53 558,138 134,083 399,059 3.06 9,120 $0.15 Full Year
54 162,947 4,888 149,403 2.63 1,636 $0.15
55 35,885,730 17,122,691 16,496,042 2.14 383,122 $0.25 Annualized Most Recent
56 9,482,763 4,090,801 5,008,593 2.19 65,117 $0.20 Full Year
57 6,634,526 3,153,326 3,153,101 1.24 49,481 $0.25 Annualized Most Recent
58.1 Annualized Most Recent
58.2 Annualized Most Recent
58 4,388,160 727,274 3,463,090 1.55 31,729 $0.15 Annualized Most Recent
59 4,855,471 2,059,402 2,595,033 1.31 37,950 $0.40 Annualized Most Recent
60 3,920,212 1,416,817 2,193,910 1.26 19,845 $0.10 Annualized Most Recent
61 5,296,407 3,054,188 2,095,411 1.37 21,900 $0.20
62 3,747,966 1,614,965 1,742,505 1.43 22,233 $0.15 Annualized Most Recent
63 1,893,320 780,788 956,293 1.22 14,449 $0.15
64 1,299,938 530,644 677,389 1.30 9,302 $0.15
65 2,256,686 699,957 1,421,937 1.35 13,583 $0.13 Full Year
66 2,768,309 1,248,896 1,335,161 1.48 34,483 $0.25 Annualized Most Recent
67 1,190,894 61,723 1,120,939 1.47 8,232 $0.12 Annualized Most Recent
68 2,386,595 977,658 1,208,949 1.72 21,622 $0.15 Annualized Most Recent
69 2,452,324 1,296,416 967,026 1.38 29,227 $0.20 Annualized Most Recent
70 2,079,985 701,230 1,195,009 1.78 11,477 $0.10 Annualized Most Recent
71 1,463,221 477,786 808,156 1.35 12,993 $0.15 Annualized Most Recent
72 1,841,765 906,008 810,039 1.46 17,283 $0.25 Annualized Most Recent
73 905,703 110,876 767,782 1.55 6,923 $0.12 Annualized Most Recent
74.1
74.2
74.3
74 1,337,974 740,345 490,025 1.32 14,826 $0.20 Annualized Most Recent
75 968,131 459,240 454,424 1.20 11,573 $0.20 Annualized Most Recent
76 838,360 403,391 374,288 1.40 21,185 $0.30 Annualized Most Recent
77 254,041 72,116 159,212 1.27 2,526 $0.15
78 1,003,263 289,918 659,667 1.26 19,110 $0.10 Annualized Most Recent
79 3,835,291 1,031,831 2,766,910 1.20 36,550 $50.00 Annualized Most Recent
80 4,338,919 1,571,415 2,722,704 1.20 44,800 $50.00 Annualized Most Recent
81 2,710,318 1,078,345 1,595,173 1.25 36,800 $50.00 Annualized Most Recent
82 1,451,534 616,020 814,364 1.20 21,150 $50.00 Annualized Most Recent
83 1,243,496 347,631 882,315 1.34 13,550 $50.00 Annualized Most Recent
84 412,890 124,239 281,351 1.24 7,300 $50.00 Annualized Most Recent
85 1,331,810 659,343 659,167 1.27 13,300 $14.00 Annualized Most Recent
86 977,395 455,505 504,812 1.27 17,078 $16.69 Annualized Most Recent
87 955,554 378,266 562,613 1.54 14,675 $17.16 Annualized Most Recent
88 728,619 227,430 490,990 1.50 10,199 $14.45 Annualized Most Recent
89 599,283 184,778 402,571 1.39 11,934 $18.00
90 692,970 288,755 392,990 1.34 11,225 $14.45 Full Year
91 543,593 205,298 330,272 1.47 8,023 $17.03 Annualized Most Recent
92 383,495 147,824 229,011 1.39 6,660 $15.00
93 334,274 139,096 189,403 1.33 5,775 $15.00
94 323,491 93,098 227,034 1.62 3,359 $15.34 Annualized Most Recent
95 2,789,537 2,003,171 786,366 1.57
------------------------------------------------------------------------------------------------------------------------
1.71x
========================================================================================================================
ANNEX A
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
MOST MOST FULL FULL
RECENT RECENT YEAR YEAR LARGEST
SEQUENCE END DATE NOI END DATE NOI TENANT
-------- -------- --- -------- --- ------
1 11/30/2003 $1,932,728 8/31/2003 $1,520,275
2 11/30/2003 1,280,937
3 11/30/2003 1,160,054 12/31/2002 1,237,050
4 11/30/2003 1,123,546 12/31/2002 909,863
5 12/31/2003 354,811 12/31/2002 355,515
6 12/31/2003 260,229 12/31/2002 245,592
7 12/31/2003 378,951 12/31/2002 363,772
8 12/31/2003 412,860 12/31/2002 351,602
9 11/30/2003 328,735 12/31/2002 128,917
10 12/31/2003 405,267 12/31/2002 399,481
11 12/31/2003 399,148 12/31/2002 377,669
12 12/31/2003 372,656 12/31/2002 396,608
13 10/31/2003 596,642 12/31/2002 487,760
14 12/31/2003 359,260 12/31/2002 326,331
15 12/31/2003 186,193 12/31/2002 154,733
16 12/31/2003 125,119 12/31/2002 127,531
17 12/31/2003 296,608 12/31/2002 308,980
18 12/31/2003 266,376 12/31/2002 281,909
19 12/31/2003 225,764 12/31/2002 216,987
20 12/31/2003 171,636 12/31/2002 183,770
21 10/31/2003 109,594 12/31/2002 124,107
22 12/31/2003 8,769,900 12/31/2002 8,270,270 AMC Theatres
23 12/31/2003 5,028,166 12/31/2002 5,511,565 Sears
24 9/30/2003 2,808,820 12/31/2002 2,665,113 K-Mart
25 11/30/2003 2,742,872 12/31/2002 3,124,166 Wal-Mart
26.1 6/30/2003 1,861,620 12/31/2002 1,678,119 Bed, Bath & Beyond
26.2 11/30/2003 1,020,728 Shaw's Supermarket
26 Various 2,882,348 Various 1,678,119
27.1 4/30/2003 1,684,276 12/31/2002 1,634,709 Kroger
27.2 Kroger
27.3 12/31/2003 178,100 12/31/2002 178,100 Goody's Family Clothing
27 Various 1,862,376 Various 1,812,809
28 12/31/2003 2,789,221 12/31/2002 2,666,102 Regency Furniture
29 12/31/2003 2,210,674 12/31/2002 2,024,111 99 Ranch Market
30.1 Path PC
30.2 Charles Schwab
30.3 Blockbuster Video
30.4 Kaplan
30 9/30/2003 1,086,472 12/31/2002 1,012,600
31.1 Toadstool
31.2 National Grange Mutual
31 12/31/2002 1,510,516 12/31/2001 1,561,136
32 Marshall's
33 12/17/2003 1,418,892 12/31/2002 1,216,347 Best Buy
34 12/31/2003 2,209,774 12/31/2002 1,443,045 Burlington Coat Factory
35 11/30/2003 1,579,155 12/31/2002 648,727 Albertson's
36 ShopRite
37 10/31/2003 882,422 12/31/2002 744,929 Stop and Shop
38 12/31/2003 1,412,908 12/31/2002 1,370,346 Wal-Mart
39 12/31/2003 566,334 12/31/2002 99,921 Publix
40 Stop & Shop
41 12/31/2003 449,609 Safeway
42 9/30/2003 496,587 Petco
43 12/31/2003 575,001 Michaels
44 12/31/2003 558,101 12/31/2002 486,219 Bassett Furniture Direct
45 Ross Dress For Less
46 12/31/2003 357,859 12/31/2002 457,237 Bi-Lo
47 12/31/2003 664,909 12/31/2002 600,750 Dress Barn
48 1/31/2004 626,192 12/31/2002 648,559 Farm Fresh
49 12/31/2002 688,457 12/31/2001 555,417 Bi-Lo, Inc.
50 Walgreens
51 Hollywood Video
52 Walgreens
53 12/31/2002 467,764 12/31/2001 423,471 Publix
54 Eckerd
55 9/30/2003 17,626,243 12/31/2002 18,708,015 PPG Industries
56 12/31/2003 5,589,266 12/31/2002 5,772,897 Franklin Templeton
57 10/31/2003 3,398,981 12/31/2002 3,813,579 Springs Industries
58.1 6/1/2003 1,946,870 12/31/2002 1,024,656 Kaiser Foundation Health Plan, Inc.
58.2 6/1/2003 1,772,148 12/31/2002 1,754,184 State of California
58 6/1/2003 3,719,018 12/31/2002 2,778,840
59 9/30/2003 2,808,861 12/31/2002 2,527,119 Millenium Partners
60 10/31/2003 764,567 12/31/2002 278,058 Berkley Risk Admins. Co.
61 Forbes Inc.
62 9/30/2003 2,260,329 Cargill, Incorporated
63 12/31/2003 1,628,402 County of Somerset
64 12/31/2003 822,171 Hamon Corporation
65 12/31/2003 1,241,742 12/31/2002 960,446 Verisign
66 11/30/2003 1,477,831 12/31/2002 1,707,707 Contra Costa Country
67 9/30/2003 999,393 DeVry Institute
68 10/31/2003 1,564,564 12/31/2002 1,449,546 Homewares Retail
69 11/30/2003 635,368 12/31/2002 292,689 General Services Admin
70 9/30/2003 1,681,595 12/31/2002 1,534,924 Financial Pacific Corp.
71 9/30/2003 487,357 12/31/2002 116,822 Headwaters
72 9/30/2003 966,060 12/31/2002 1,219,165 Norwalk Medical Group, PC
73 9/30/2003 937,595 12/31/2002 938,689 Teletech (subtenant of Nextel Communications)
74.1 Flash Oil
74.2 Weintraub & Assoc.
74.3 Flash Oil
74 9/30/2003 804,461 12/31/2002 634,947
75 9/30/2003 691,157 12/31/2002 525,863 Southeast Eye Specialists
76 12/31/2003 507,313 12/31/2002 449,846 Manchester Elderly Services
77 12/31/2003 219,963 Warren Hospital
78 9/30/2003 621,223 12/31/2002 229,712 Girard Mgmt. (CHEP, USA)
79 9/30/2003 2,810,816 12/31/2002 2,622,607
80 9/30/2003 2,874,680 12/31/2002 2,750,787
81 9/30/2003 2,047,288 12/31/2002 1,807,924
82 9/30/2003 948,735 12/31/2002 865,175
83 11/30/2003 854,824 12/31/2002 781,911
84 9/30/2003 303,968 12/31/2002 263,791
85 10/31/2003 680,492 12/31/2002 625,389
86 9/30/2003 546,416 12/31/2002 434,594
87 12/31/2003 615,013 12/31/2002 361,904
88 10/31/2003 501,840 12/31/2002 378,761
89 12/31/2003 371,328
90 12/31/2003 399,279 12/31/2002 198,285
91 9/30/2003 372,535 12/31/2002 352,891
92 12/31/2003 243,574
93 12/31/2003 201,446
94 11/30/2003 257,731
95 12/31/2003 1,054,899
--------------------------------------------------------------------------------------------------------------------
====================================================================================================================
ANNEX A
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
LARGEST SECOND SECOND SECOND
LARGEST TENANT LARGEST LARGEST LARGEST LARGEST
TENANT % OF TENANT SECOND TENANT TENANT TENANT
LEASED TOTAL LEASE LARGEST LEASED % OF LEASE
SEQUENCE SF SF EXPIRATION TENANT SF TOTAL SF EXPIRATION
-------- -- -- ---------- ------ -- -------- ----------
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22 77,500 20% 4/30/2017 Barnes & Noble 25,000 7% 1/31/2012
23 74,070 21% 4/30/2013 Macy's 50,477 14% 3/14/2015
24 88,425 21% 11/30/2011 Super Stop & Shop 59,287 14% 3/31/2014
25 114,660 41% 1/1/2022 Stop N Shop 49,986 18% 11/29/2013
26.1 25,000 22% 1/31/2012 Michaels Stores 24,133 22% 10/31/2011
26.2 65,658 100% 4/30/2016
26
27.1 60,009 34% 8/31/2010 Stein Mart 37,500 21% 4/30/2009
27.2 54,166 60% 9/30/2023 Green Tea Chinese 3,150 4% 12/31/2008
27.3 22,560 100% 7/31/2014
27
28 71,042 27% 5/1/2017 Shoppers Food 49,840 19% 9/1/2009
29 27,722 29% 12/31/2015 Mulbery Child Care Center 8,267 9% 12/31/2006
30.1 4,625 14% 5/31/2004 Xando/Cosi 3,425 10% 11/30/2010
30.2 3,200 32% 6/30/2008 Henry Miller Clothier 1,483 15% 6/30/2005
30.3 6,000 61% 12/31/2006 Dunkin Donuts 2,950 30% 12/1/2018
30.4 4,300 50% 6/30/2006 Ten Thousand Villages 1,153 13% 8/31/2004
30
31.1 14,071 15% 6/30/2007 ES3, LLC 6,273 7% 9/30/2005
31.2 17,604 18% 10/31/2005 Golds Gym 17,000 18% 10/31/2004
31
32 30,060 27% 11/30/2012 Michael's 23,838 22% 4/30/2013
33 45,180 44% 1/31/2011 Petco 20,000 20% 1/31/2006
34 98,605 30% 8/1/2008 Kroger 49,791 15% 4/1/2017
35 57,370 38% 5/31/2026 Marshall's 30,450 20% 10/31/2012
36 60,795 68% 6/30/2024 Wawa 5,740 6% 8/31/2018
37 59,947 33% 12/1/2009 Big Lots 28,027 15% 1/31/2011
38 183,211 82% 1/1/2019 Dollar Tree 4,800 2% 2/1/2007
39 54,340 48% 2/28/2023 Eckerd's (sub-Dollar Gen) 9,720 9% 7/31/2005
40 68,509 100% 7/31/2028
41 54,997 71% 5/30/2023 Round Table Pizza 4,000 5% 12/24/2013
42 13,000 26% 1/31/2013 Deal Nothing under $1.00 8,000 16% 10/31/2009
43 23,852 31% 7/1/2012 Bed Bath & Beyond 20,402 27% 1/1/2012
44 30,145 53% 10/1/2013 Michaels 24,866 44% 10/31/2010
45 30,187 36% 1/1/2014 TJ Maxx 30,000 36% 7/1/2013
46 42,680 61% 11/1/2014 Tire Kingdom 8,900 13% 5/1/2023
47 7,992 11% 1/31/2004 Famous Footwear 7,050 10% 1/31/2006
48 40,848 48% 5/31/2013 Dollar General 9,375 11% 7/31/2007
49 46,624 66% 2/28/2019 Ginger's Hallmark 5,400 8% 2/28/2005
50 13,650 100% 4/30/2023
51 5,600 35% 11/30/2013 Payless Shoes 2,800 18% 8/31/2013
52 14,560 100% 9/30/2028
53 55,999 92% 2/1/2014 Cuts by Us 1,200 2% 1/1/2006
54 10,908 100% 11/1/2020
55 432,988 28% 6/1/2011 Deloitte & Touche 120,934 8% 4/1/2005
56 138,049 42% 6/30/2011 US Govt GSA Region 4 32,785 10% 9/26/2006
57 86,834 44% 8/31/2009 National Geographic 12,590 6% 12/31/2010
58.1 121,378 100% 6/30/2017
58.2 90,149 100% 6/30/2009
58
59 16,565 17% 5/31/2004 The Associated Press 12,300 13% 8/31/2004
60 15,354 8% 3/31/2007 AGIA, Inc. 14,639 7% 11/30/2008
61 109,500 100% 10/31/2018
62 148,220 100% 11/29/2008
63 38,406 40% 5/31/2012 Hamon 20,150 21% 2/28/2007
64 34,000 55% 1/31/2009 Somerset Valley Bank 12,681 20% 4/30/2009
65 55,614 55% 4/30/2011 Natek 8,626 8% 7/31/2008
66 24,352 18% 9/30/2006 Beverages and More 17,288 13% 5/31/2008
67 71,580 100% 10/31/2015
68 8500 8% 7/31/2004 Rumson Capital MGT Office 7,050 7% 5/31/2007
69 66,044 44% 7/31/2011 Methodist Hospitals of Dallas 23,022 15% 6/30/2009
70 50,000 44% 8/24/2009 National Semiconductor Corp. 16,230 14% 6/22/2005
71 31,025 36% 7/18/2008 Kindred Healthcare 11,386 13% 12/31/2007
72 18,048 26% 12/31/2012 Coastal Orthopedics 10,678 15% 12/31/2008
73 60,200 100% 5/14/2016
74.1 6,872 14% 6/30/2009 Colarelli, Meyer & Associates 6,005 12% 10/31/2008
74.2 8,195 58% 8/31/2005 Powersgroup 5,439 39% 2/28/2005
74.3 6,081 58% 6/30/2009 Mehlman Realty, Inc. 2,754 26% 9/30/2006
74
75 11,198 19% 3/31/2018 Center for Sports Medicine 9,492 16% 12/31/2007
76 5,154 7% 10/31/2004 Devine and Nyquist 4,884 7% 5/31/2004
77 16,840 100% 9/30/2019
78 52,800 28% 8/31/2005 Pasha Industries 27,203 14% 10/31/2008
79
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ANNEX A
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
THIRD THIRD THIRD SF
LARGEST LARGEST LARGEST SF
TENANT TENANT TENANT SF
LEASED % OF LEASE SF
SEQUENCE THIRD LARGEST TENANT SF TOTAL SF EXPIRATION SF
-------- -------------------- -- -------- -------------
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22 Old Navy 19,720 5% 1/31/2006
23 Prince Kuhio Megaplex Cinema 20,553 6% 1/31/2019
24 AMF Bowling 39,466 9% 5/31/2012
25 Pay Half 20,786 8% 11/30/2008
26.1 Office Max 23,429 21% 11/30/2016
26.2
26
27.1 Cosmos Fitness 8,450 5% 4/30/2004
27.2 High Energy Fitness 2,800 3% 12/31/2008
27.3
27
28 Marshall's 26,975 10% 12/1/2006
29 Kim Art 4,839 5% 8/31/2005
30.1 Fote, DiStefano MD 3,018 9% 12/31/2006
30.2 Central Optica 1,400 14% 9/30/2007
30.3 Munsons Chocolate 850 9% Month-to-Month
30.4 Glee 1,129 13% 8/31/2008
30
31.1 Impact Sports 4,763 5% 5/31/2008
31.2 Toy City 6,017 6% 2/28/2006
31
32 Famous Footwear 10,850 10% 3/31/2008
33 Urban Home 15,660 15% 12/31/2007
34 TJ Maxx 24,000 7% 1/1/2005
35 PetsMart 18,875 13% 1/31/2018
36 Teddy's Hallmark 4,988 6% 2/28/2014
37 Garden Theater 27,576 15% 5/31/2009
38 Cato Fashions 4,720 2% 1/1/2009
39 The Little Gym of Snellville 5,683 5% 11/30/2008
40
41 Pick Up Sticks 2,619 3% 12/24/2013
42 Applebees 5,053 10% 11/28/2017
43 Petco 12,195 16% 1/1/2013
44 Subway 1,500 3% 3/1/2007
45 Dress Barn 7,700 9% 6/1/2013
46 Step 'N Motion 3,600 5% 10/1/2006
47 Champion 6,800 9% MTM
48 All About Scrapbooks 3,600 4% 9/30/2006
49 Hobby Town USA 3,000 4% 11/30/2005
50
51 Sacino's Formalwear 1,200 8% 11/30/2008
52
53 Eagle Nails 1,200 2% 1/1/2005
54
55 Dicky McCamey & Chilcote 91,752 6% 3/1/2005
56 Gunster Yoakley 28,060 9% 12/31/2007
57 Molod Spitz & DeSantis 11,558 6% 12/31/2010
58.1
58.2
58
59 Commerce Bank 8,125 9% 2/28/2018
60 Progressive Casualty 12,444 6% 2/29/2008
61
62
63 Franklin Group 18,950 20% 7/31/2007
64 Barson Group 4,285 7% 7/31/2012
65 Recourse Tech - Tadpole 5,060 5% 7/31/2004
66 State Department of Phy Rehab 9,672 7% 12/31/2004
67
68 Cline Davis Mann Office 7,000 7% 8/31/2007
69 Fogarty & Klein 10,230 7% 3/1/2007
70 Travelers Indemnity Co. 12,071 11% 4/30/2006
71 New England Life Ins. Co. 8,193 9% 3/31/2005
72 Health South-Surgery 10,260 15% 11/30/2006
73
74.1 Ahlquist 3,421 7% 1/31/2004
74.2 Sales Development Associates 5,280 37% 9/30/2006
74.3 Care Source 1,675 16% 8/31/2008
74
75 Memorial Hospital 5,317 9% 12/31/2006
76 Sylvan Learning Center 3,498 5% 10/31/2004
77
78 Raley's 25,597 13% 2/15/2007
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(i) Administrative Fee Rate includes the Sub-Servicing Fee Rate.
(ii) For Mortgage Loans which accrue interest on the basis of actual days
elapsed each calendar month and a 360-day yr. or a 365-day yr., the
amortization term is the term over which the Mortgage Loans would amortize
if interest accrued and was paid on the basis of a 360-day yr. consisting
of twelve 30-day months. The actual amortization would be longer.