Exhibit 10(m)

     Schedule 10(m) identifying promissory notes that are substantially similar
to Exhibit 10(l) in all material respects except as to the parties thereto, the
date of the note and the amount of the loan.

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          Date of Note                           Loan Amount
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        November 7, 2003                           $25,000
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        February 3, 2004                           $25,000
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        February 7, 2004                           $25,000
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        February 9, 2004                           $25,000
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         March 22, 2004                            $25,000
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         March 23, 2004                            $25,000
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         March 23, 2004                            $75,000
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