EXHIBIT 23.12

                         INDEPENDENT AUDITORS' CONSENT


We consent to the incorporation by reference in this Registration Statement of
CUC International Inc. ("CUC") on Form S-4 of our report dated April 30, 1997,
with respect to the consolidated balance sheets of PHH Corporation and
subsidiaries (the "Company") at December 31, 1996 and January 31, 1996 and the
related consolidated statements of income, stockholders' equity, and cash flows
for the year ended December 31, 1996 and each of the years in the two year
period ended January 31, 1996, which report appears in the Form 8-K of HFS
Incorporated dated July 16, 1997. We also consent to the reference to our firm
under the heading "Experts" in the Joint Proxy Statement/Prospectus of CUC and
HFS Incorporated, which is part of this Registration Statement.


Our report contains an explanatory paragraph that states that the Company
adopted the provisions of Statement of Financial Accounting Standards No. 122,
"Accounting for Mortgage Servicing Rights," in the year ended January 31, 1996.


                                               /s/ KPMG Peat Marwick LLP

                                               KPMG PEAT MARWICK LLP


Baltimore, Maryland
August 26, 1997