<ARTICLE> 5 <LEGEND> This schedule contains summary financial information extracted from Registrant's Unaudited Consolidated Statement of Income and Consolidated Balance Sheet for the nine-month period ended September 30, 1997 and is qualified in its entirety by reference to such financial statements. </LEGEND> <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> DEC-31-1997 <PERIOD-END> SEP-30-1997 <CASH> 159,551 <SECURITIES> 0 <RECEIVABLES> 404,807 <ALLOWANCES> (4,154) <INVENTORY> 3,364,660 <CURRENT-ASSETS> 0 <PP&E> 126,864 <DEPRECIATION> (9,574) <TOTAL-ASSETS> 4,717,107 <CURRENT-LIABILITIES> 0 <BONDS> 3,285,548 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 309 <OTHER-SE> 454,106 <TOTAL-LIABILITY-AND-EQUITY> 4,717,107 <SALES> 1,525,696 <TOTAL-REVENUES> 1,525,696 <CGS> 0 <TOTAL-COSTS> 1,352,203 <OTHER-EXPENSES> 4,245 <LOSS-PROVISION> 2,127 <INTEREST-EXPENSE> 117,808 <INCOME-PRETAX> 49,313 <INCOME-TAX> 22,339 <INCOME-CONTINUING> 26,974 <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 26,974 <EPS-PRIMARY> .87 <EPS-DILUTED> .87