<ARTICLE> 5
<LEGEND>
This schedule contains summary financial information extracted from Registrant's
Unaudited Consolidated Statement of Income and Consolidated Balance Sheet for
the nine-month period ended September 30, 1997 and is qualified in its entirety
by reference to such financial statements.
</LEGEND>
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-END>                               SEP-30-1997
<CASH>                                         159,551
<SECURITIES>                                         0
<RECEIVABLES>                                  404,807
<ALLOWANCES>                                   (4,154)
<INVENTORY>                                  3,364,660
<CURRENT-ASSETS>                                     0
<PP&E>                                         126,864
<DEPRECIATION>                                 (9,574)
<TOTAL-ASSETS>                               4,717,107
<CURRENT-LIABILITIES>                                0
<BONDS>                                      3,285,548
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                           309
<OTHER-SE>                                     454,106
<TOTAL-LIABILITY-AND-EQUITY>                 4,717,107
<SALES>                                      1,525,696
<TOTAL-REVENUES>                             1,525,696
<CGS>                                                0
<TOTAL-COSTS>                                1,352,203
<OTHER-EXPENSES>                                 4,245
<LOSS-PROVISION>                                 2,127
<INTEREST-EXPENSE>                             117,808
<INCOME-PRETAX>                                 49,313
<INCOME-TAX>                                    22,339
<INCOME-CONTINUING>                             26,974
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    26,974
<EPS-PRIMARY>                                      .87
<EPS-DILUTED>                                      .87