<ARTICLE>       5
<RESTATED>
<MULTIPLIER>    1,000
       
                                                                     
<PERIOD-TYPE>                  YEAR                          YEAR             YEAR
<FISCAL-YEAR-END>                            DEC-31-1996      DEC-31-1995      DEC-31-1994    
<PERIOD-START>                               JAN-01-1996      JAN-01-1995      JAN-01-1994    
<PERIOD-END>                                 DEC-31-1996      DEC-31-1995      DEC-31-1994    
<CASH>                                           633,903          355,959                0    
<SECURITIES>                                      94,200           97,164                0    
<RECEIVABLES>                                  1,376,265        1,095,035                0   
<ALLOWANCES>                                      85,640           66,059                0    
<INVENTORY>                                            0                0                0    
<CURRENT-ASSETS>                               2,529,593        1,804,145                0    
<PP&E>                                                 0                0                0    
<DEPRECIATION>                                         0                0                0    
<TOTAL-ASSETS>                                13,588,368        8,994,384                0    
<CURRENT-LIABILITIES>                          1,664,946          919,057                0    
<BONDS>                                        1,004,584          353,977                0    
<PREFERRED-MANDATORY>                                  0                0                0    
<PREFERRED>                                            0                0                0    
<COMMON>                                           8,047            7,004                0    
<OTHER-SE>                                     4,314,622        2,141,642                0    
<TOTAL-LIABILITY-AND-EQUITY>                  13,588,368        8,994,384                0    
<SALES>                                                0                0                0    
<TOTAL-REVENUES>                               3,908,780        2,992,122        2,446,731    
<CGS>                                                  0                0                0    
<TOTAL-COSTS>                                  2,989,720        2,378,497        1,963,946    
<OTHER-EXPENSES>                                 179,945           97,029          (11,839)   
<LOSS-PROVISION>                                       0                0                0    
<INTEREST-EXPENSE>                                25,445           13,264           10,553    
<INCOME-PRETAX>                                  713,670          503,332          464,332    
<INCOME-TAX>                                     290,059          200,507          179,742    
<INCOME-CONTINUING>                              423,611          302,825          284,590    
<DISCONTINUED>                                         0                0                0    
<EXTRAORDINARY>                                        0                0                0    
<CHANGES>                                              0                0            2,000    
<NET-INCOME>                                     423,611          302,825          286,590    
<EPS-PRIMARY>                                      $0.53            $0.42            $0.42    
<EPS-DILUTED>                                      $0.52            $0.41            $0.41