<ARTICLE> 5 <MULTIPLIER> 1,000,000 <PERIOD-TYPE> 3-MOS 6-MOS 9-MOS <FISCAL-YEAR-END> DEC-31-1997 DEC-31-1997 DEC-31-1997 <PERIOD-START> JAN-01-1997 JAN-01-1997 JAN-01-1997 <PERIOD-END> MAR-31-1997 JUN-30-1997 SEP-30-1997 <CASH> 842 791 903 <SECURITIES> 348 474 309 <RECEIVABLES> 1,258 1,409 1,538 <ALLOWANCES> 0 0 0 <INVENTORY> 0 0 0 <CURRENT-ASSETS> 2,974 3,256 3,381 <PP&E> 0 0 0 <DEPRECIATION> 0 0 0 <TOTAL-ASSETS> 14,010 14,143 14,997 <CURRENT-LIABILITIES> 1,543 1,769 1,359 <BONDS> 1,757 1,928 2,423 <PREFERRED-MANDATORY> 0 0 0 <PREFERRED> 0 0 0 <COMMON> 8 8 8 <OTHER-SE> 4,272 4,285 4,601 <TOTAL-LIABILITY-AND-EQUITY> 14,010 14,143 14,997 <SALES> 0 0 0 <TOTAL-REVENUES> 1,164 2,459 3,890 <CGS> 0 0 0 <TOTAL-COSTS> 867 1,794 2,796 <OTHER-EXPENSES> 0 303 303 <LOSS-PROVISION> 0 0 0 <INTEREST-EXPENSE> 19 28 44 <INCOME-PRETAX> 278 333 747 <INCOME-TAX> 112 181 347 <INCOME-CONTINUING> 166 152 401 <DISCONTINUED> 0 0 0 <EXTRAORDINARY> 0 0 0 <CHANGES> 0 0 0 <NET-INCOME> 166 152 401 <EPS-PRIMARY> $0.21 $0.19 $0.50 <EPS-DILUTED> $0.19 $0.18 $0.47