<ARTICLE> 5
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE BALANCE
SHEET AND STATEMENT OF OPERATIONS OF THE COMPANY AS OF AND FOR THE QUARTER ENDED
MARCH 31, 1998 AND IS QUALIFIED IN ITS ENTIRETY BE REFERENCED TO SUCH FINANCIAL
STATEMENTS. AMOUNTS ARE IN MILLIONS, EXCEPT PER SHARE DATA.
</LEGEND>
<MULTIPLIER> 1,000,000
       
                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1998
<PERIOD-START>                             JAN-01-1998
<PERIOD-END>                               MAR-31-1998
<CASH>                                             152
<SECURITIES>                                         0
<RECEIVABLES>                                    1,248
<ALLOWANCES>                                         0
<INVENTORY>                                          0
<CURRENT-ASSETS>                                 2,993
<PP&E>                                               0
<DEPRECIATION>                                       0
<TOTAL-ASSETS>                                  15,779
<CURRENT-LIABILITIES>                            2,416
<BONDS>                                          1,057
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                             8
<OTHER-SE>                                       4,255
<TOTAL-LIABILITY-AND-EQUITY>                    15,779
<SALES>                                              0
<TOTAL-REVENUES>                                 1,129
<CGS>                                                0
<TOTAL-COSTS>                                      811
<OTHER-EXPENSES>                                     3
<LOSS-PROVISION>                                     0
<INTEREST-EXPENSE>                                  19
<INCOME-PRETAX>                                    296
<INCOME-TAX>                                       108
<INCOME-CONTINUING>                               (11)
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       173
<EPS-PRIMARY>                                     0.21
<EPS-DILUTED>                                     0.20