<ARTICLE>                     5
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL  INFORMATION  EXTRACTED FROM THE BALANCE
SHEET AND  STATEMENT OF  OPERATIONS OF THE COMPANY AS OF AND FOR THE NINE MONTHS
ENDED  SEPTEMBER 30, 1998 AND IS QUALIFIED IN ITS ENTIRETY BE REFERENCED TO SUCH
FINANCIAL STATEMENTS. AMOUNTS ARE IN MILLIONS, EXCEPT PER SHARE DATA.
</LEGEND>
<MULTIPLIER>                                   1,000,000
       
                             
<PERIOD-TYPE>                                  9-MOS
<FISCAL-YEAR-END>                              DEC-31-1998
<PERIOD-START>                                 JAN-01-1998
<PERIOD-END>                                   SEP-30-1998
<CASH>                                         1,611
<SECURITIES>                                   0
<RECEIVABLES>                                  1,328
<ALLOWANCES>                                   0
<INVENTORY>                                    0
<CURRENT-ASSETS>                               1,825
<PP&E>                                         1,772
<DEPRECIATION>                                 (474)
<TOTAL-ASSETS>                                 20,074
<CURRENT-LIABILITIES>                          5,584
<BONDS>                                        1,309
<PREFERRED-MANDATORY>                          0
<PREFERRED>                                    0
<COMMON>                                       9
<OTHER-SE>                                     4,699
<TOTAL-LIABILITY-AND-EQUITY>                   20,074
<SALES>                                        0
<TOTAL-REVENUES>                               3,865
<CGS>                                          0
<TOTAL-COSTS>                                  2,889
<OTHER-EXPENSES>                               134
<LOSS-PROVISION>                               0
<INTEREST-EXPENSE>                             73
<INCOME-PRETAX>                                769
<INCOME-TAX>                                   273
<INCOME-CONTINUING>                            462
<DISCONTINUED>                                 (25)
<EXTRAORDINARY>                                0
<CHANGES>                                      0
<NET-INCOME>                                   437
<EPS-PRIMARY>                                  0.52
<EPS-DILUTED>                                  0.50