<ARTICLE> 9 <CIK> 0001058438 <NAME> CFS BANCORP, INC. <MULTIPLIER> 1,000 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-START> JAN-1-2000 <PERIOD-END> JUN-30-2000 <CASH> 25,735 <INT-BEARING-DEPOSITS> 16,138 <FED-FUNDS-SOLD> 10,000 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 361,983 <INVESTMENTS-CARRYING> 266,798 <INVESTMENTS-MARKET> 252,835 <LOANS> 978,565 <ALLOWANCE> 6,452 <TOTAL-ASSETS> 1,732,865 <DEPOSITS> 955,793 <SHORT-TERM> 409,000 <LIABILITIES-OTHER> 33,674 <LONG-TERM> 133,642 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 233 <OTHER-SE> 200,523 <TOTAL-LIABILITIES-AND-EQUITY> 1,732,865 <INTEREST-LOAN> 18,300 <INTEREST-INVEST> 10,405 <INTEREST-OTHER> 979 <INTEREST-TOTAL> 29,684 <INTEREST-DEPOSIT> 10,902 <INTEREST-EXPENSE> 17,969 <INTEREST-INCOME-NET> 11,715 <LOAN-LOSSES> 300 <SECURITIES-GAINS> 73 <EXPENSE-OTHER> 8,024 <INCOME-PRETAX> 4,841 <INCOME-PRE-EXTRAORDINARY> 3,002 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 3,002 <EPS-BASIC> 0.18 <EPS-DILUTED> 0.18 <YIELD-ACTUAL> 7.31 <LOANS-NON> 10,947 <LOANS-PAST> 0 <LOANS-TROUBLED> 800 <LOANS-PROBLEM> 11,747 <ALLOWANCE-OPEN> 6,111 <CHARGE-OFFS> 6 <RECOVERIES> 47 <ALLOWANCE-CLOSE> 6,452 <ALLOWANCE-DOMESTIC> 6,452 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 6,452