<ARTICLE> 9 <CIK> 0001058438 <NAME> CFS BANCORP, INC. <MULTIPLIER> 1,000 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-START> JAN-01-2000 <PERIOD-END> SEP-30-2000 <CASH> 24,300 <INT-BEARING-DEPOSITS> 1,488 <FED-FUNDS-SOLD> 500 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 314,676 <INVESTMENTS-CARRYING> 259,974 <INVESTMENTS-MARKET> 250,894 <LOANS> 992,332 <ALLOWANCE> 6,751 <TOTAL-ASSETS> 1,689,446 <DEPOSITS> 933,443 <SHORT-TERM> 456,300 <LIABILITIES-OTHER> 31,438 <LONG-TERM> 67,836 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 283 <OTHER-SE> 200,196 <TOTAL-LIABILITIES-AND-EQUITY> 1,689,446 <INTEREST-LOAN> 19,184 <INTEREST-INVEST> 10,324 <INTEREST-OTHER> 998 <INTEREST-TOTAL> 30,506 <INTEREST-DEPOSIT> 10,959 <INTEREST-EXPENSE> 18,966 <INTEREST-INCOME-NET> 11,540 <LOAN-LOSSES> 375 <SECURITIES-GAINS> (7) <EXPENSE-OTHER> 7,688 <INCOME-PRETAX> 5,030 <INCOME-PRE-EXTRAORDINARY> 5,030 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 3,042 <EPS-BASIC> .19 <EPS-DILUTED> .19 <YIELD-ACTUAL> 7.41 <LOANS-NON> 9,190 <LOANS-PAST> 0 <LOANS-TROUBLED> 1,560 <LOANS-PROBLEM> 10,750 <ALLOWANCE-OPEN> 6,452 <CHARGE-OFFS> 96 <RECOVERIES> 20 <ALLOWANCE-CLOSE> 6,751 <ALLOWANCE-DOMESTIC> 100 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 6,651