Exhibit 23.1







                       CONSENT OF INDEPENDENT ACCOUNTANTS





         We hereby consent to the use in this Amendment No. 1 to the
Registration Statement on Form S-1 of our reports dated March 10, 2004, relating
to the financial statements and financial statement schedules of Conseco, Inc.
as of December 31, 2003 and for the period from September 1, 2003 through
December 31, 2003 (Successor Company) and as of December 31, 2002 and for the
period January 1, 2003 through August 31, 2003 and for the two years in the
period ended December 31, 2002 (Predecessor Company) which appear in such
Registration Statement. We also consent to the reference to us under the heading
"Experts" in such registration statement.








/s/ PRICEWATERHOUSECOOPERS LLP


Indianapolis, Indiana
March 19, 2004