CONSENT OF INDEPENDENT ACCOUNTANTS

         We hereby consent to the use in this Amendment No. 4 to the
Registration Statement on Form S-1 of our reports dated March 10, 2004,
relating to the financial statements and financial statement schedules of
Conseco, Inc. as of December 31, 2003 and for the period from September 1, 2003
through December 31, 2003 (Successor Company) and as of December 31, 2002 and
for the period January 1, 2003 through August 31, 2003 and for the two years
in the period ended December 31, 2002 (Predecessor Company) which appear in
such Registration Statement. We also consent to the reference to us under the
heading "Experts" in such registration statement.


/s/ PricewaterhouseCoopers LLP


Indianapolis, Indiana
May 5, 2004