UNITED STATES SECURITIES AND EXCHANGE
                                   COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

     PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

         Date of Report (Date of earliest event reported): July 14, 2004

                        COMMISSION FILE NUMBER: 001-15933

                              BLUE VALLEY BAN CORP
             (Exact name of registrant as specified in its charter)

<Table>
                                                        
                  KANSAS                                      48-1070996
      (State or other jurisdiction of                       (I.R.S. Employer
        incorporation or organization)                     Identification No.)

               11935 RILEY
          OVERLAND PARK, KANSAS                                66225-6128
  (Address of principal executive offices)                     (Zip Code)
</Table>


       Registrant's telephone number, including area code: (913) 338-1000







ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS



(c) EXHIBITS

         99.1 Press Release Dated July 14, 2004.



ITEMS 9 AND 12. REGULATION FD DISCLOSURE AND RESULTS OF OPERATION AND FINANCIAL
CONDITION.

         On July 14, 2004, Blue Valley Ban Corp issued a press release
         announcing financial results for its fiscal second quarter ended June
         30, 2004. The press release is attached as Exhibit 99.1 to this Form
         8-K and is furnished to the Commission pursuant to Regulation FD and
         Item 12 of Form 8-K.



                                   SIGNATURES


         Pursuant to the requirements of the Securities Exchange Act of 1934,
         the registrant has duly caused this report to be signed on its behalf
         by the undersigned thereunto duly authorized.



                                               BLUE VALLEY BAN CORP


         Date:July 14, 2004                    By: /s/  Mark A. Fortino
                                                   -----------------------------
                                                   Mark A. Fortino, Treasurer