SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 15, 2004 FIRST NATIONAL MASTER NOTE TRUST -------------------------------- (Exact name of registrant as specified in its charter) Nebraska 000-50139 Not applicable - ------------------------ ------------------------ ---------------------------- (State of Incorporation) (Commission File Number) (IRS Employer Identification Number) 1620 Dodge Street Stop Code 3198 Omaha, Nebraska 68197-3198 ------------------------------------------ -------------- (Address of principal executive offices) (Zip Code) (402) 341-0500 ---------------------------------- (Registrant's telephone number, including area code) Not applicable ------------------------------------------- (Former name or former address, if changed since last report) Item 7. Financial Statements and Exhibits. (a) Financial statements of businesses acquired. None. (b) Pro forma financial information. None. (c) Exhibits. EXHIBIT NO. DOCUMENT DESCRIPTION Exhibit 20 Series 2002-1, 2003-1 and 2003-2 Asset Backed Notes Monthly Servicing Report SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Dated: July 15, 2004 FIRST NATIONAL FUNDING LLC By: First National Funding Corporation, Managing Member By: /s/ Matthew W. Lawver ----------------------------------------- Matthew W. Lawver, President Dated: July 15, 2004 FIRST NATIONAL MASTER NOTE TRUST By: First National Bank of Omaha, As Servicer of First National Master Note Trust By: /s/ Matthew W. Lawver ----------------------------------------- Matthew W. Lawver, Senior Vice President EXHIBIT INDEX EXHIBIT NO. DESCRIPTION 20 Series 2002-1, 2003-1 and 2003-2 Asset Backed Notes Monthly Servicing Report