Exhibit 32.1

                     SARBANES-OXLEY ACT OF 2002, SECTION 906
          CERTIFICATION OF CHIEF EXECUTIVE AND CHIEF FINANCIAL OFFICERS

      In connection with the Quarterly Report on Form 10-Q of First Financial
Corporation (the "Company") for the Quarterly period ended September 30, 2004 as
filed with the Securities and Exchange Commission on the date here of (the
"Report"), Norman L Lowery , as the Chief Executive Officer of the Company, and
Michael A. Carty, as the Chief Financial Officer of the Company, each hereby
certifies, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section
906 of the Sarbanes-Oxley Act of 2002, that, to his knowledge:

1.    This Report fully complies with the requirements of Sections 13(a) or
      15(d) of the Securities Exchange Act of 1934, and

2.    The information contained in the Report fairly presents, in all material
      respects, the financial condition and results of operations of the
      Company.

November 3, 2004                      By /s/ Norman L. Lowery
                                      -------------------------------------
                                      Norman L. Lowery, Vice Chairman & CEO
                                      (Principal Executive Officer)

November 3, 2004                      By /s/ Michael A. Carty
                                      -------------------------------------
                                      Michael A. Carty, Treasurer & CFO
                                      (Principal Financial Officer)