Exhibit 23

            CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

The Board of Directors
Exchange National Bancshares, Inc:

We consent to the incorporation by reference in the registration statement (No.
333-68388) on Form S-8 of Exchange National Bancshares, Inc. of our reports
dated March 11, 2005, with respect to the consolidated balance sheets of
Exchange National Bancshares, Inc. as of December 31, 2004 and 2003, and the
related consolidated statements of income, stockholders' equity and
comprehensive income, and cash flows for each of the years in the three-year
period ended December 31, 2004, management's assessment of the effectiveness of
internal control over financial reporting as of December 31, 2004 and the
effectiveness of internal control over financial reporting as of December 31,
2004, which reports appear in the December 31, 2004 annual report on Form 10-K
of Exchange National Bancshares, Inc.


/s/ KPMG LLP

St. Louis, Missouri
March 15, 2005