EXHIBIT 32.0

                           SECTION 1350 CERTIFICATIONS


I, Thomas F. Prisby, Chairman of the Board and Chief Executive Officer, and
Charles V. Cole, Executive Vice President and Chief Financial Officer, of CFS
Bancorp, Inc. (Company), hereby certify, pursuant to Section 906 of the
Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350, that:

         (1)      The Quarterly Report on Form 10-Q of the Company for the three
                  months ended March 31, 2005 (Report) fully complies with the
                  requirements of Section 13(a) or 15(d) of the Securities
                  Exchange Act of 1934 (15 U.S.C 78m(a) or 78o(d), and

         (2)      The information contained in the Report fairly presents, in
                  all material respects, the financial condition and results of
                  operations of the Company.


Date:    May 10, 2005   By: /s/ Thomas F. Prisby
                            ----------------------------------------------------
                            Thomas F. Prisby
                            Chairman of the Board and Chief Executive Officer


Date:    May 10, 2005   By: /s/ Charles V. Cole
                            ----------------------------------------------------
                            Charles V. Cole
                            Executive Vice President and Chief Financial Officer


A signed original of this written statement required by Section 906 of the
Sarbanes-Oxley Act has been provided to CFS Bancorp, Inc. and will be retained
by CFS Bancorp, Inc. and furnished to the Securities and Exchange Commission or
its staff upon request.


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