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                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                              WASHINGTON, DC 20549

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                                    FORM 8-K

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                                 CURRENT REPORT

     PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

       Date of report (Date of earliest event reported): February 21, 2006

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                           BLUE RIVER BANCSHARES, INC.
             (EXACT NAME OF REGISTRANT AS SPECIFIED IN ITS CHARTER)

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            Indiana                        0-24501               35-2016637
(State or other jurisdiction of          (Commission           (IRS Employer
        incorporation)                   File Number)        Identification No.)
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                            29 East Washington Street
                           Shelbyville, Indiana 46176
          (Address of Principal Executive Offices, including Zip Code)

                                 (317) 398-9721
              (Registrant's Telephone Number, Including Area Code)

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Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2 below):

[ ]  Written communications pursuant to Rule 425 under the Securities Act

[ ]  Soliciting material pursuant to Rule 14a-12 under the Exchange Act

[ ]  Pre-commencement communications pursuant to Rule 14d-2(b) under the
     Exchange Act

[ ]  Pre-commencement communications pursuant to Rule 13e-4(c) under the
     Exchange Act


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ITEM 2.02.  RESULTS OF OPERATIONS AND FINANCIAL CONDITION.

         On February 21, 2006, Blue River Bancshares, Inc. issued a press
release with respect to earnings for the year ended December 31, 2005. The full
text of the press release is set forth in Exhibit 99.1 hereto.

         The information in this report, including the exhibit attached hereto,
is not deemed "filed" for purposes of Section 18 of the Securities Exchange Act
of 1934 and shall not be incorporated by reference into any registration
statement or other document pursuant to the Securities Act of 1933, except as
otherwise expressly stated in such filing.

ITEM 9.01.  FINANCIAL STATEMENTS AND EXHIBITS.

         (a) - (c)      Not applicable.

         (d)            Exhibits.

         99.1    Press Release by Blue River Bancshares, Inc., dated
                 February 21, 2006.



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                                    SIGNATURE

         Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

         Date:  February 21, 2006

                                        BLUE RIVER BANCSHARES, INC.

                                        By:  /s/ Patrice M. Lima
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                                        Patrice M.Lima
                                        Vice President and Controller




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                                  EXHIBIT INDEX



Exhibit
Number               Description
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99.1                 Press Release of Blue River Bancshares, Inc., dated
                     February 21, 2006




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