POWER OF ATTORNEY
RIVERSOURCE LIFE INSURANCE COMPANY
Gumer C. Alvero Kevin E. Palmer
Timothy V. Bechtold Bridget M. Sperl
Brian J. McGrane David K. Stewart
Do hereby jointly and severally authorize Scott E. Creutzmann, Elisabeth A.
Dahl, Chris R. Long, Scott R. Plummer, Christopher O. Petersen, Bruce H. Saul,
Heather M. Somers, Tara W. Tilbury or Rodney J. Vessels to sign as their
attorneys-in-fact and agents any and all documents (i.e., Registration
Statement, pre-effective amendment, post-effective amendment and any application
for exemptive relief) on behalf of the registrants reflected in the attached
list that have been filed with the Securities and Exchange Commission by
RiverSource Life Insurance Company pursuant to the Securities Act of 1933 and/or
the Investment Company Act of 1940, as amended, by means of the Security and
Exchange Commission's electronic disclosure system known as EDGAR or otherwise;
and to the file the same, with any amendments thereto and all exhibits thereto
and other documents in connection therewith, with the Securities and Exchange
Commission, and do hereby ratify such signatures heretofore made by such
persons.
It is expressly understood by the undersigned that all to whom this Power of
Attorney is presented are hereby authorized to accept a copy, photocopy or
facsimile of this authorization with the same validity as the original.
This Power of Attorney may be executed in any number of counterpart copies, each
of which shall be deemed an original and all of which, together, shall
constitute one and the same instrument.
IN WITNESS WHEREOF, the undersigned have executed this Power of Attorney for the
purpose herein set forth.
Dated the 30th day of August, 2007.
/s/ Gumer C. Alvero /s/ Kevin E. Palmer
- ---------------------------------- ----------------------------------
Gumer C. Alvero Kevin E. Palmer
Director and Executive Vice Director, Vice President and Chief
President - Annuities Actuary
/s/ Timothy V. Bechtold /s/ Bridget M. Sperl
- ---------------------------------- ----------------------------------
Timothy V. Bechtold Bridget M. Sperl
Director and President Executive Vice President -
Client Services
/s/ Brian J. McGrane /s/ David K. Stewart
- ---------------------------------- ----------------------------------
Brian J. McGrane David K. Stewart
Director, Executive Vice President Vice President and Controller
and Chief Financial Officer
RIVERSOURCE LIFE INSURANCE COMPANY
REGISTERED VARIABLE ANNUITY/LIFE INSURANCE PRODUCTS
1933 Act No. 1940 Act No.
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RIVERSOURCE VARIABLE ANNUITY ACCOUNT 1 811-07247
Privileged Assets Select Annuity 333-139768
RIVERSOURCE VARIABLE ANNUITY ACCOUNT 811-7195
RiverSource Personal Portfolio Plus 2/RiverSource 333-139757
Personal Portfolio Plus/RiverSource
Personal Portfolio
RiverSource Preferred Variable Annuity 333-139758
Evergreen Essential Variable Annuity 333-139763
Evergreen New Solutions Variable Annuity 333-139763
Evergreen New Solutions Select Variable Annuity 333-139759
Evergreen Pathways Variable Annuity 333-139759
Evergreen Privilege Variable Annuity 333-139759
RiverSource AccessChoice Select Variable Annuity 333-139759
RiverSource Endeavor Select Variable Annuity 333-139763
RiverSource Endeavor Plus Variable Annuity 333-139759
RiverSource FlexChoice Variable Annuity 333-139759
RiverSource FlexChoice Select Variable Annuity 333-139759
RiverSource Galaxy Premier Variable Annuity 333-139761
RiverSource Innovations Variable Annuity 333-139763
RiverSource Innovations Classic Variable Annuity 333-139763
RiverSource Innovations Classic Select Variable Annuity 333-139763
RiverSource Innovations Select Variable Annuity 333-139763
RiverSource New Solutions Variable Annuity 333-139763
RiverSource Pinnacle Variable Annuity 333-139761
RiverSource Platinum Variable Annuity 333-139760
RiverSource Signature Variable Annuity 333-139762
RiverSource Signature One Variable Annuity 333-139762
1933 Act No. 1940 Act No.
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RiverSource Signature One Select Variable Annuity 333-139762
RiverSource Signature Select Variable Annuity 333-139760
Wells Fargo Advantage Variable Annuity 333-139762
Wells Fargo Advantage Builder Variable Annuity 333-139762
Wells Fargo Advantage Builder Select Variable Annuity 333-139762
Wells Fargo Advantage Choice Select Variable Annuity 333-139759
Wells Fargo Advantage Choice Variable Annuity 333-139759
Wells Fargo Advantage Select Variable Annuity 333-139763
RIVERSOURCE ACCOUNT F 811-2317
RiverSource Variable Retirement & Combination 2-73114
Retirement Annuities
RiverSource Employee Benefit Annuity 33-52518
RiverSource Flexible Annuity 33-4173
RiverSource Group Variable Annuity Contract 33-47302
RIVERSOURCE VARIABLE ANNUITY FUND A 811-1653
RiverSource Variable Annuity Fund A 2-29081
RIVERSOURCE VARIABLE ANNUITY FUND B 811-1674
RiverSource Variable Annuity Fund B - Individual 2-29358
RiverSource Variable Annuity Fund B - Group 2-47430
RIVERSOURCE VARIABLE ACCOUNT 10
RiverSource Flexible Portfolio Annuity 33-62407
RiverSource Retirement Advisor Variable Annuity 333-79311
RiverSource Retirement Advisor Variable Annuity - Band 3 333-79311
RiverSource Retirement Advisor Advantage Variable 333-79311
Annuity/RiverSource Retirement Advisor Select Plus
Variable Annuity
RiverSource Retirement Advisor Advantage Variable 333-79311
Annuity - Band 3
RiverSource Retirement Advisor Advantage Plus Variable 333-79311
Annuity/RiverSource Retirement Advisor Select Plus
Variable Annuity
RiverSource Retirement Advisor 4 Advantage Plus Variable 333-79311
Annuity/RiverSource Retirement Advisor 4 Select Plus
Variable Annuity/RiverSource Retirement Advisor 4
Access Variable Annuity
RIVERSOURCE ACCOUNT SBS 811-06315
RiverSource Symphony Annuity 33-40779
RIVERSOURCE MVA ACCOUNT N/A
RiverSource Endeavor Plus Variable Annuity 333-139759
Evergreen Essential Variable Annuity 333-139776
Evergreen New Solutions Variable Annuity 333-139776
Evergreen New Solutions Select Variable Annuity 333-139776
Evergreen Pathways Variable Annuity 333-139776
Evergreen Privilege Variable Annuity 333-139776
RiverSource AccessChoice Select Variable Annuity 333-139776
RiverSource Endeavor Select Variable Annuity 333-139776
RiverSource FlexChoice Variable Annuity 333-139776
RiverSource FlexChoice Select Variable Annuity 333-139776
RiverSource Galaxy Premier Variable Annuity 333-139776
RiverSource Innovations Variable Annuity 333-139776
RiverSource Innovations Classic Variable Annuity 333-139776
RiverSource Innovations Classic Select Variable Annuity 333-139776
RiverSource Innovations Select Variable Annuity 333-139776
RiverSource New Solutions Variable Annuity 333-139776
RiverSource Pinnacle Variable Annuity 333-139776
RiverSource Signature Variable Annuity 333-139776
RiverSource Signature One Variable Annuity 333-139776
RiverSource Signature One Select Variable Annuity 333-139776
RiverSource Signature Select Variable Annuity 333-139776
Wells Fargo Advantage Variable Annuity 333-139776
Wells Fargo Advantage Builder Variable Annuity 333-139776
Wells Fargo Advantage Builder Select Variable Annuity 333-139776
Wells Fargo Advantage Choice Select Variable Annuity 333-139776
RIVERSOURCE ACCOUNT MGA N/A
RiverSource Guaranteed Term Annuity 333-114888
RiverSource Retirement Advisor Advantage Plus Variable 333-114888
Annuity/RiverSource Retirement Advisor Select Plus
Variable Annuity
RiverSource Retirement Advisor 4 Advantage Plus Variable 333-114888
Annuity/RiverSource Retirement Advisor 4 Select Plus
Variable Annuity/RiverSource Retirement Advisor 4
Access Variable Annuity
RiverSource Guaranteed Variable Annuity Contract 33-48701
RIVERSOURCE VARIABLE LIFE SEPARATE ACCOUNT 811-4298
RiverSource Single Premium Variable Life Insurance 333-83456
RiverSource Variable Universal Life IV/RiverSource 333-69777
Variable Universal Life IV - Estate Series
RiverSource Variable Second-To-Die Life Insurance 33-62457
RiverSource Variable Universal Life Insurance 33-11165
RiverSource Variable Universal Life III 333-69777
RiverSource Succession Select Variable Life Insurance 33-62457
RiverSource Single Premium Variable Life Insurance Policy 2-97637
RIVERSOURCE VARIABLE LIFE ACCOUNT 811-09515
RiverSource Signature Variable Universal Life Insurance 333-84121
RIVERSOURCE ACCOUNT FOR SMITH BARNEY 811-4652
RiverSource Single Premium Variable Life Insurance Policy 33-5210