<ARTICLE> BD <PERIOD-TYPE> 6-MOS 6-MOS <FISCAL-YEAR-END> JUL-31-1996 JUL-31-1995 <PERIOD-START> JUL-31-1996 JUL-31-1995 <PERIOD-END> JAN-31-1997 JAN-31-1996 <CASH> 2,237,755 2,198,520 <RECEIVABLES> 496,552 250,897 <SECURITIES-RESALE> 0 0 <SECURITIES-BORROWED> 0 0 <INSTRUMENTS-OWNED> 13,814,665 13,620,157 <PP&E> 0 0 <TOTAL-ASSETS> 16,548,972 16,069,574 <SHORT-TERM> 0 0 <PAYABLES> 137,618 128,612 <REPOS-SOLD> 0 0 <SECURITIES-LOANED> 0 0 <INSTRUMENTS-SOLD> 0 0 <LONG-TERM> 0 0 <PREFERRED-MANDATORY> 16,411,354 15,940,962 <PREFERRED> 0 0 <COMMON> 0 0 <OTHER-SE> 0 0 <TOTAL-LIABILITY-AND-EQUITY> 16,548,972 16,069,574 <TRADING-REVENUE> 827,844 865,846 <INTEREST-DIVIDENDS> 682,434 1,204,845 <COMMISSIONS> (339,777) (414,300) <INVESTMENT-BANKING-REVENUES> 0 0 <FEE-REVENUE> 0 0 <INTEREST-EXPENSE> 0 0 <COMPENSATION> (35,924) (52,343) <INCOME-PRETAX> 1,134,577 1,604,048 <INCOME-PRE-EXTRAORDINARY> 0 0 <EXTRAORDINARY> 0 0 <CHANGES> 0 0 <NET-INCOME> 1,134,577 1,604,048 <EPS-PRIMARY> 0 0 <EPS-DILUTED> 0 0