1


                              INDEX TO EXHIBITS


             
Exhibit                         Description
Number          
- -------         --------------------------------------------------
3(i)            Certificate of Incorporation of the Company, including all
                amendments thereto. (1)

3(ii)           By-Laws of the Company. (1)

11.1            Statement Regarding Computation of Per Share Earnings for the 
                three months ended September 30, 1997.*
                
11.2            Statement Regarding Computation of Per Share Earnings for the 
                nine months ended September 30, 1997.*
                
27              Financial Data Schedule.*


- ---------------------

(1)  Filed as an exhibit to the Company's Quarterly Report on Form 10-Q for
     the quarter ended June 30, 1996 and incorporated herein by reference.

*    Filed herewith.

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