<ARTICLE> BD <PERIOD-TYPE> 3-MOS 3-MOS <FISCAL-YEAR-END> JUL-31-1997 JUL-31-1996 <PERIOD-START> OCT-31-1996 JUL-31-1996 <PERIOD-END> OCT-31-1997 OCT-31-1996 <CASH> 2,750,100 2,165,611 <RECEIVABLES> 233,576 1,489,012 <SECURITIES-RESALE> 0 0 <SECURITIES-BORROWED> 0 0 <INSTRUMENTS-OWNED> 13,802,668 13,615,510 <PP&E> 0 0 <TOTAL-ASSETS> 16,786,344 17,270,133 <SHORT-TERM> 0 0 <PAYABLES> 215,064 295,481 <REPOS-SOLD> 0 0 <SECURITIES-LOANED> 0 0 <INSTRUMENTS-SOLD> 0 0 <LONG-TERM> 0 0 <PREFERRED-MANDATORY> 0 0 <PREFERRED> 0 0 <COMMON> 16,571,280 16,974,652 <OTHER-SE> 0 0 <TOTAL-LIABILITY-AND-EQUITY> 16,786,344 17,270,133 <TRADING-REVENUE> (490,321) 481,653 <INTEREST-DIVIDENDS> 237,329 496,352 <COMMISSIONS> (154,180) (173,233) <INVESTMENT-BANKING-REVENUES> 0 0 <FEE-REVENUE> 0 0 <INTEREST-EXPENSE> 0 0 <COMPENSATION> 95,215 6,825 <INCOME-PRETAX> (311,956) 811,597 <INCOME-PRE-EXTRAORDINARY> 0 0 <EXTRAORDINARY> 0 0 <CHANGES> 0 0 <NET-INCOME> (311,956) 811,597 <EPS-PRIMARY> 0 0 <EPS-DILUTED> 0 0