<ARTICLE> 9                            
<MULTIPLIER> 1,000                     
                                       
                                 
<PERIOD-TYPE>                   6-MOS      
<FISCAL-YEAR-END>                          DEC-31-1998
<PERIOD-END>                               JUN-30-1998
<CASH>                                         104,369      
<INT-BEARING-DEPOSITS>                           2,442      
<FED-FUNDS-SOLD>                               180,467      
<TRADING-ASSETS>                                     0      
<INVESTMENTS-HELD-FOR-SALE>                    664,800      
<INVESTMENTS-CARRYING>                         355,644      
<INVESTMENTS-MARKET>                           360,255      
<LOANS>                                      3,700,541      
<ALLOWANCE>                                     38,273      
<TOTAL-ASSETS>                               5,271,069      
<DEPOSITS>                                   3,882,190      
<SHORT-TERM>                                   203,698      
<LIABILITIES-OTHER>                             77,768      
<LONG-TERM>                                    594,435      
<PREFERRED-MANDATORY>                              415      
<PREFERRED>                                          0      
<COMMON>                                             0      
<OTHER-SE>                                     512,562      
<TOTAL-LIABILITIES-AND-EQUITY>               5,271,069      
<INTEREST-LOAN>                                137,496      
<INTEREST-INVEST>                               14,401   
<INTEREST-OTHER>                                28,190   
<INTEREST-TOTAL>                               180,087   
<INTEREST-DEPOSIT>                              76,593   
<INTEREST-EXPENSE>                             101,538   
<INTEREST-INCOME-NET>                           78,549   
<LOAN-LOSSES>                                     (640)   
<SECURITIES-GAINS>                                 149   
<EXPENSE-OTHER>                                 68,388   
<INCOME-PRETAX>                                 39,609   
<INCOME-PRE-EXTRAORDINARY>                      27,216   
<EXTRAORDINARY>                                      0   
<CHANGES>                                            0   
<NET-INCOME>                                    27,216   
<EPS-PRIMARY>                                     0.68   
<EPS-DILUTED>                                     0.65   
<YIELD-ACTUAL>                                    3.14   
<LOANS-NON>                                     11,004   
<LOANS-PAST>                                     4,330   
<LOANS-TROUBLED>                                   855   
<LOANS-PROBLEM>                                 10,471   
<ALLOWANCE-OPEN>                                38,569   
<CHARGE-OFFS>                                      361   
<RECOVERIES>                                       705   
<ALLOWANCE-CLOSE>                               38,273   
<ALLOWANCE-DOMESTIC>                            38,273   
<ALLOWANCE-FOREIGN>                                  0   
<ALLOWANCE-UNALLOCATED>                              0