<ARTICLE> BD <CURRENCY> U.S. DOLLARS <PERIOD-TYPE> 9-MOS 9-MOS <FISCAL-YEAR-END> JUL-31-1998 JUL-31-1997 <PERIOD-START> JUL-31-1998 JUL-31-1997 <PERIOD-END> APR-30-1999 APR-30-1998 <EXCHANGE-RATE> 1 1 <CASH> 2,132,622 2,591,526 <RECEIVABLES> 289,269 (27,581) <SECURITIES-RESALE> 0 0 <SECURITIES-BORROWED> 0 0 <INSTRUMENTS-OWNED> 12,859,404 13,361,199 <PP&E> 0 0 <TOTAL-ASSETS> 15,281,295 15,925,144 <SHORT-TERM> 0 0 <PAYABLES> 200,719 237,150 <REPOS-SOLD> 0 0 <SECURITIES-LOANED> 0 0 <INSTRUMENTS-SOLD> 0 0 <LONG-TERM> 0 0 <PREFERRED-MANDATORY> 0 0 <PREFERRED> 0 0 <COMMON> 15,080,576 15,687,994 <OTHER-SE> 0 0 <TOTAL-LIABILITY-AND-EQUITY> 15,281,295 15,925,144 <TRADING-REVENUE> 1,133,527 328,435 <INTEREST-DIVIDENDS> 704,513 737,188 <COMMISSIONS> (468,664) (486,510) <INVESTMENT-BANKING-REVENUES> 0 0 <FEE-REVENUE> 0 0 <INTEREST-EXPENSE> 0 0 <COMPENSATION> (123,035) (35,502) <INCOME-PRETAX> 1,246,341 543,611 <INCOME-PRE-EXTRAORDINARY> 0 0 <EXTRAORDINARY> 0 0 <CHANGES> 0 0 <NET-INCOME> 1,246,341 543,611 <EPS-BASIC> 0 0 <EPS-DILUTED> 0 0