<ARTICLE> 9 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION FROM THE FINANCIAL STATEMENTS OF POPULAR, INCORPORATED FOR THE YEAR ENDED DECEMBER 31, 1999 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> YEAR <FISCAL-YEAR-END> DEC-31-1999 <PERIOD-START> JAN-01-1999 <PERIOD-END> DEC-31-1999 <CASH> 663,696 <INT-BEARING-DEPOSITS> 54,354 <FED-FUNDS-SOLD> 931,123 <TRADING-ASSETS> 236,610 <INVESTMENTS-HELD-FOR-SALE> 7,324,950 <INVESTMENTS-CARRYING> 299,312 <INVESTMENTS-MARKET> 295,075 <LOANS> 14,907,754 <ALLOWANCE> 292,010 <TOTAL-ASSETS> 25,460,539 <DEPOSITS> 14,173,715 <SHORT-TERM> 7,026,869 <LIABILITIES-OTHER> 459,329 <LONG-TERM> 2,127,599 <PREFERRED-MANDATORY> 0 <PREFERRED> 100,000 <COMMON> 827,662 <OTHER-SE> 733,324 <TOTAL-LIABILITIES-AND-EQUITY> 25,460,539 <INTEREST-LOAN> 1,373,158 <INTEREST-INVEST> 425,907 <INTEREST-OTHER> 52,605 <INTEREST-TOTAL> 1,851,670 <INTEREST-DEPOSIT> 452,215 <INTEREST-EXPENSE> 897,932 <INTEREST-INCOME-NET> 953,739 <LOAN-LOSSES> 148,948 <SECURITIES-GAINS> 638 <EXPENSE-OTHER> 837,482 <INCOME-PRETAX> 342,678 <INCOME-PRE-EXTRAORDINARY> 257,558 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 257,558 <EPS-BASIC> 1.84 <EPS-DILUTED> 0 <YIELD-ACTUAL> 4.65 <LOANS-NON> 296,845 <LOANS-PAST> 28,731 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 117,114 <ALLOWANCE-OPEN> 267,249 <CHARGE-OFFS> 182,710 <RECOVERIES> 58,008 <ALLOWANCE-CLOSE> 292,010 <ALLOWANCE-DOMESTIC> 266,135 <ALLOWANCE-FOREIGN> 25,875 <ALLOWANCE-UNALLOCATED> 0