<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> YEAR <FISCAL-YEAR-END> DEC-31-1999 <PERIOD-START> JAN-01-1999 <PERIOD-END> DEC-31-1999 <CASH> 217,270 <INT-BEARING-DEPOSITS> 5,411 <FED-FUNDS-SOLD> 65,000 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 345,284 <INVESTMENTS-CARRYING> 345,284 <INVESTMENTS-MARKET> 345,284 <LOANS> 4,053,532 <ALLOWANCE> 55,557 <TOTAL-ASSETS> 5,776,926 <DEPOSITS> 4,815,415 <SHORT-TERM> 242,989 <LIABILITIES-OTHER> 82,562 <LONG-TERM> 138,560 <PREFERRED-MANDATORY> 143,261 <PREFERRED> 0 <COMMON> 0 <OTHER-SE> 354,139 <TOTAL-LIABILITIES-AND-EQUITY> 5,776,926 <INTEREST-LOAN> 333,907 <INTEREST-INVEST> 44,282 <INTEREST-OTHER> 35,998 <INTEREST-TOTAL> 414,184 <INTEREST-DEPOSIT> 179,229 <INTEREST-EXPENSE> 196,686 <INTEREST-INCOME-NET> 217,501 <LOAN-LOSSES> 14,689 <SECURITIES-GAINS> 4,176 <EXPENSE-OTHER> 183,000 <INCOME-PRETAX> 99,143 <INCOME-PRE-EXTRAORDINARY> 99,143 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 68,953 <EPS-BASIC> 1.21 <EPS-DILUTED> 1.20 <YIELD-ACTUAL> 4.28 <LOANS-NON> 5,150 <LOANS-PAST> 14,378 <LOANS-TROUBLED> 91 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 51,083 <CHARGE-OFFS> 12,350 <RECOVERIES> 2,135 <ALLOWANCE-CLOSE> 55,557 <ALLOWANCE-DOMESTIC> 55,557 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0