<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
FINANCIAL STATEMENTS OF TIB FINANCIAL CORP. FOR THE SIX MONTHS ENDED JUNE 30,
2000, AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>

                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               JUN-30-2000
<CASH>                                      13,495,269
<INT-BEARING-DEPOSITS>                          24,593
<FED-FUNDS-SOLD>                             9,249,000
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                 14,880,365
<INVESTMENTS-CARRYING>                      40,448,110
<INVESTMENTS-MARKET>                        38,395,884
<LOANS>                                    307,493,415
<ALLOWANCE>                                  3,257,740
<TOTAL-ASSETS>                             406,375,387
<DEPOSITS>                                 362,576,604
<SHORT-TERM>                                 9,252,605
<LIABILITIES-OTHER>                          4,869,489
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                       440,595
<OTHER-SE>                                  29,236,094
<TOTAL-LIABILITIES-AND-EQUITY>             406,375,387
<INTEREST-LOAN>                             13,417,335
<INTEREST-INVEST>                            1,775,473
<INTEREST-OTHER>                               210,999
<INTEREST-TOTAL>                            15,403,807
<INTEREST-DEPOSIT>                           6,310,503
<INTEREST-EXPENSE>                           6,460,150
<INTEREST-INCOME-NET>                        8,943,657
<LOAN-LOSSES>                                  270,000
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                              9,103,124
<INCOME-PRETAX>                              3,526,323
<INCOME-PRE-EXTRAORDINARY>                   2,224,323
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                 2,224,323
<EPS-BASIC>                                        .51
<EPS-DILUTED>                                      .49
<YIELD-ACTUAL>                                    4.99
<LOANS-NON>                                      5,800
<LOANS-PAST>                                 2,003,795
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                             2,996,532
<CHARGE-OFFS>                                    8,792
<RECOVERIES>                                         0
<ALLOWANCE-CLOSE>                            3,257,740
<ALLOWANCE-DOMESTIC>                         3,257,740
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0