1 As filed with the Securities and Exchange Commission on September 21, 2000 SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 20, 2000 ------------------ FIRST CHARTER CORPORATION ------------------------- (Exact name of registrant as specified in its charter) North Carolina 0-15829 56-1355866 - -------------- ------- ---------- (State or other (Commission (IRS Employer jurisdiction of File Number) Identification No.) incorporation) 22 Union Street North, Concord, North Carolina 28026-0228 --------------------------------------------------------- (Addresses, including zip codes, of principal executive offices) (704) 786-3300 -------------- (Registrant's telephone number, including area code) 2 ITEM 5 OTHER EVENTS On September 20, 2000, First Charter Corporation issued the Press Release that is attached hereto as Exhibit 99.1. ITEM 7 FINANCIAL STATEMENTS AND EXHIBITS (c) The following exhibits are filed herewith: Exhibit No. Description ----------- ----------- 99.1 News release disseminated on September 20, 2000 by First Charter Corporation. 3 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. FIRST CHARTER CORPORATION By: /s/ Robert O. Bratton ------------------------------- Robert O. Bratton EVP and Chief Financial Officer Dated: September 20, 2000 4 EXHIBIT INDEX Exhibit No. Description - ----------- ----------- 99.1 News Release disseminated on September 20, 2000 by First Charter Corporation.