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                                                                    EXHIBIT 99.3

                        SCHEDULE OF WARRANTS TO PURCHASE
               SERIES B-1 NON-VOTING PARTICIPATING PREFERRED STOCK
                              ISSUED MARCH 5, 2001



     WARRANT HOLDER                                          NUMBER OF SHARES
                                                            UNDERLYING WARRANT
                                                         
RDVEPCO, L.L.C.                                                   35,104

Holiday Retirement 2000, LLC                                       1,848

The Toronto-Dominion Bank                                         12,264

HBK Master Fund, L.P.                                             10,784